Chapter 108 Double Happiness

Chapter 108 Double Happiness

Chapter 108 Double Happiness
"That's good." Liao Liewen smiled and said, "Now all the major banks in Hong Kong, whether British or Chinese, are cooperating with many factories and even shipping and trading companies.

But our bank is most optimistic about the real estate industry. When Mr. Yang's business becomes bigger and he has funds or is interested in investing in real estate, he can also enter the real estate industry and we can have more cooperation."

"No problem." Yang Wendong nodded and said without saying anything more. He was just giving the bank hope.

Liao Liewen continued, "Well, I'm very happy to meet Mr. Yang today. I hope we can have more cooperation in the future."

"Same." Yang Wendong smiled.

Afterwards, Yang Wendong took Liao Liewen for a walk around his factory. He would definitely need bank funds to build his own "super factory" in the future, otherwise even 50 US dollars might not be enough. After all, the cost of a large factory is not just the infrastructure.

What's more, there is the plan for a glue factory, so the more money he has, the better.

As for the cooperative banks, generally speaking, core secrets will not be told, but the company's development status, future trends, market planning, etc. must be made clear, and even exaggerated in a big way, otherwise they will not lend you money.

Of course, there is no secret to Changxing Industry now. Several invention patents are the foundation of Changxing Industry today, and the others are just auxiliary.
At noon that day, Yang Wendong naturally invited Liao Liewen to have a simple meal, and there was also a little wine on the table. This was also a necessary operation in the commercial society of this era, and it was difficult to avoid even 70 years later.

In the afternoon, Liao Liewen said goodbye and drove his Mercedes-Benz towards Hong Kong Island; Yang Wendong asked his bodyguard to drive. In this era, there was naturally no concept of drunk driving, but Yang Wendong still cherished his life a little, so he would not drink and drive.
In the afternoon, Liao Liewen returned to the headquarters building of Liao Chong Hing Bank. After washing up to get rid of the smell of alcohol, he went to the top floor to meet his old man.

Liao Baoshan was looking at a "ding"-shaped antique in his hand. When he saw his son, he smiled and said, "Aying just sent me an antique, saying it's from the Song Dynasty. Would you like to take a look?"

"Daddy, if you like these antiques, it's okay to buy a little, but if you buy too much, it will be unnecessary, right?" Liao Liewen said after taking the antiques.

Liao Baoshan said with a smile: "There is a reason for buying gold in troubled times and antiques in prosperous times. I not only like it, but also invest in it. Many wealthy businessmen in Hong Kong also have the habit of hoarding antiques. They have the same idea as me, and it can be regarded as an investment."

"Can these antiques be compared with the real estate market in Hong Kong?" Liao Liewen asked in return.

"Maybe, maybe not, it's hard to say." Liao Baoshan stretched and said, "Antiques are becoming more and more valuable, because the number of these things is fixed. Even if a country discovers a large ancient tomb, it is impossible to sell the antiques inside, so one can maintain its scarcity, but its value is not high.

In the case of real estate, it is the other way around. If you want to increase supply, it is very simple. The government just needs to release more land. However, the government also deliberately controls the land, so that it can also maintain the scarcity of land. "

"They are essentially the same." Liao Liewen nodded. He has also been in the Hong Kong business community for several years and naturally knows some basic business logic.

"But real estate is much more complicated, not as straightforward as antiques." Liao Baoshan smiled and then asked, "Have you met Yang Wendong?"

"Yes, we met." Liao Liewen nodded and said, "This person is really interesting. It is definitely not just as simple as inventing two things."

Liao Baoshan became interested and asked, "Why is it so difficult?"

"He is very eloquent, knowledgeable, confident in his plans, well-planned, and even a bit humorous." Liao Liewen thought carefully for a while, and then said, "I only chatted with him for half an hour and had a meal together, but I felt it was very natural to get along with someone like him."

"This is truly the highest realm of doing business." Liao Baoshan turned the two large walnuts in his hands twice and said, "Generally speaking, those who can do this are basically veterans in the business world. This kid is so young, but he actually has this ability."

"Maybe it's talent." Liao Liewen said after thinking for a while.

Liao Baoshan asked again: "You drank, how much did you two drink?"

"Not much, about half a bottle of white wine per person." Liao Liewen replied.

Liao Baoshan said: "After drinking, one's temperament and self-control are revealed. In the Chinese business community, we often like to let people drink. In addition to this being a general courtesy, it also tests a person's true temperament and self-control.

If one can remain normal and control his or her inner thoughts after drinking, then such a person at least has the basic ability to make good friends. "

"Yes, when I drank too much, I had the urge to reveal some important things, but I controlled myself in my heart." Liao Liewen nodded and said.

Liao Baoshan said: "It's normal, but whether you can control it depends on your willpower. You need to practice more in this regard.

Sooner or later you will take over the bank, and you will need to get along with many business elites, so you must pay attention to your ability to control yourself after drinking."

"Dad, when we reach our status, do we also need to drink a lot of alcohol?" Liao Liewen asked in confusion.

Liao Baoshan said with a smile: "No, generally speaking, no, but in many occasions you still have to drink a little. You won't get drunk, but you will feel tipsy. At this time, you are the weakest.
Many people, whether friends, competitors, people who want to get some important information from you, or even just a reporter who wants to get breaking news, will come to ask you.

These people are also very smart. Not to mention if you have drunk a little, even if you are completely normal, you may be confused by some questions without knowing it. "

"That's right." Liao Liewen nodded. He didn't have much experience in the business world, and he had always been led by his father, so he had never experienced anything like this. But he had also watched many interviews on TV. The questions were extremely tricky, and many business or political celebrities, when they were sober, were asked these questions and fell into the trap.

"You still have a lot to learn in the future. The business world is full of hungry wolves." Liao Baoshan sighed and said, "Describe to me everything you said to Yang Wendong."

"Okay, that's it." Liao Liewen then told Yang Wendong about his conversation today.

Liao Baoshan listened to his son quietly, then opened the drawer beside him, took out a sticky note, held it in front of him, and said, "Is there really such a huge market for this thing?"

"Yes." Liao Liewen said seriously: "We thought that this sticky note would definitely sell well, but we didn't touch it ourselves and didn't understand its value at all.

After I just came back from Changxing Industrial, I immediately asked several employees around me, and each of them liked this thing. Some of them used it very quickly. A set of 100 pages of sticky notes was used up in less than a month, and then they had to apply for purchase again.

I checked and found that our bank headquarters, with more than 300 people, has purchased about 1000 sticky notes in the past few months. Although there is still some inventory, the purchasing department is already preparing to buy another batch. "

Liao Baoshan murmured, "If a person needs a sticky note every three months, how many office workers are there in the world?"

Seeing his father's shocked look, Liao Liewen said, "One hundred million is probably a conservative number. Besides, these are office supplies, just like ballpoint pens, they are the easiest to lose. The market for sticky notes is infinite."

"That's amazing." Liao Baoshan said with a smile, "I never thought that such a person would appear in Hong Kong. Now that such a person has teamed up with an international giant like 3M, his future is limitless. I must cooperate with him in the future."

"Yes, Daddy, I've thought of that, too." Liao Liewen added, "Yang Wendong has the patent. As long as he uses it well, from an industrial perspective, he is unlikely to be short of funds in the future. That is, he needs to rapidly expand production capacity, which is why he needs banks.

So I specifically asked him about his attitude towards real estate. Obviously, he was also interested in real estate, but he could judge that he needed to do a good job of making sticky notes at the moment, so he didn't take any action. But once it has achieved its purpose in industry, it will definitely enter the real estate industry. "

"Haha, well done." Liao Baoshan said with a smile: "The real estate industry has an endless demand for funds. As long as we can cooperate with him for a long time, it will also be a good thing for our bank."

"Yes, that's what I thought too." Liao Liewen nodded and asked again: "Dad, I asked around and he probably needs more than 300 to 500 million Hong Kong dollars to expand the factory. I think he also seems to want to stock up some land."

"Isn't that better?" Liao Baoshan smiled and said, "Of course we are willing to fully support him. As for the interest rate, you can also lower it a little bit, lower than other banks, so that we can maintain a long-term cooperative relationship."

"It seems that Daddy really wants to win this person over." Liao Liewen said with a smile. Their bank is engaged in high-risk business, so the interest rate is naturally high. Now they are actively asking for lower interest rates. Isn't it just for planning for the future?
Liao Baoshan nodded and said, "It's rare to meet such a great business newcomer. We must seize the opportunity. Although banks are not short of customers, long-term, stable and risk-free large customers are still very important. This can greatly reduce our costs."

"I understand." Liao Liewen nodded and said, "Dad, we have recently used a lot of depositors' funds to do real estate business. Isn't this too risky?"

"What are you afraid of? The banking industry must be done well, and the real estate industry must also be done well. There will be no problem with the current real estate market." Liao Baoshan's face changed. It was obviously not the first time he heard this opinion.

"Yes." Seeing his father's expression, Liao Liewen stopped talking.

Liao Chong Hing Bank used depositors' funds to speculate in land and housing, which has seriously violated normal banking laws.

In Hong Kong, the Hong Kong government has always advocated the "free market" principle and does not intervene in anything. There is no banking law. But as a graduate of economics from the University of London, he knows that if banks operate in this way, once problems arise, there will be horrible consequences.

However, in the entire Liao family, even the eldest son who went to study in the UK obviously had no ability to interfere in the family business. After all, this was the empire built by Liao Baoshan, and no one could influence it.

It is very difficult for a son of a wealthy family to get rid of his father's halo.
At the same time, Yang Wendong and Wei Zetao were still discussing the situation of the new factory. Finally, they set a target, which was a location close to the sea but a little far from the port, with about 35 square feet of land. This was an industrial land that the Hong Kong government intended to sell, but Hong Kong is full of small industries and few companies have the demand to acquire such a large piece of land.

"Mr. Yang, the land price for this piece of land is not expensive, but when you add the cost of leveling the land, it is not cheap." Wei Zetao said with a smile.

"It's okay." Yang Wendong shrugged and said, "We can't use such a large area all at once, so we can just do it in several steps."
.
Didn’t Liao Chongxing’s people make it clear this morning that they wanted to cooperate with us? When the time comes, we can just borrow his funds.”

Wei Zetao nodded and asked, "Indeed, then will the production of sticky notes and mouse traps be placed here?"

"I have this idea, but that's an incremental area, so we will move the new production capacity there." Yang Wendong thought for a while and said, "The two existing factories will remain unchanged, and we can also build a branch factory depending on the situation in the future."

When production capacity expands too quickly, it is naturally impossible to find a larger factory, so the old factory can be relocated and production can be divided into several production bases, especially for simple products such as mouse traps.

"Okay, no problem." Wei Zetao smiled, and then said, "Mr. Yang, it's a happy thing that we have solved the production capacity problem, but you have another happy thing."

"What?" Yang Wendong asked.

Wei Zetao said with a smile: "Your house in Yi Fu Garden has been renovated almost completely and you can move in soon. It can be said to be a double blessing."

(End of this chapter)