Chapter 178 Bought

Chapter 178 Bought

Chapter 178 Bought
In fact, An Rushong now has a lot of cash in his hands, and it is not as difficult as imagined to pay for this villa. After all, he has a Dihuo plug-in that continuously provides him with cash. In addition, there is also the unexpected money he made from Apple stocks before.

In the past, because he had to continuously invest funds in the NGN company, An Rushong did not dare to invest too much in his personal life, because no one knew how much blood the promotion of NGN software would require, and no one knew when the first round of financing that could alleviate the NGN company's thirst for funds would come. Therefore, An Rushong had to always ensure that his "wallet" was full enough.

As for now, NGN has completed the first round of financing and investment, and a large sum of money has entered the company's account. With such a sum of money, NGN will not lack operating funds for at least a considerable period of time in the future.

The most important thing is that the current NGN company is no longer owned by An Rushong. It already has four shareholders. In this case, An Rushong certainly cannot use his own money to subsidize the company's operation. Even if the company's first round of financing and investment has been spent, the company can only carry out the second round of financing and investment, rather than him, as the company's chairman, paying out of his own pocket to make up the shortfall.

Therefore, it’s not that An Rushong cannot come up with the money now, but the main thing is whether it is really cost-effective to spend such a large sum of money to buy this luxury house covering an area of ​​thousands of square meters.

In the garden behind the main building of the villa, An Rusong stood beside the swimming pool cover, carefully looking at the carefully maintained garden in front of him. He had just heard the middle-aged man's introduction that the other party was indeed not the owner of the villa, but just a gardener hired by the owner. As for the owner's family, they had immigrated to the United States three years ago.

In the past three years, the owner and his family only came back occasionally, and every time they came back, they would live in this villa. As for why they want to sell this house now, according to the middle-aged man, the old owner is old and there will definitely be fewer opportunities to come back in the future, and the children do not have such deep feelings for Korea, so considering that it is a waste to leave the house idle, they want to sell it.

An Rushong naturally did not believe the middle-aged man's statement at all. In his opinion, the original owner of the villa should have felt the direction of the economic fundamentals and knew that the real estate markets of major economies in the world would be on a downward trend in the future. Therefore, he wanted to sell the house as soon as possible before the real estate winter came.

Such a big mansion is worth a lot of money. Instead of leaving it here to rot, it is better to sell it for cash. When the economic crisis hits, investing in properties is not as cost-effective as holding cash.

Therefore, if he were to be conservative, An Rusong should have waited for a while, at least until February or March after the Chinese New Year. By that time, the selling price of the villa should have dropped a lot. Of course, it's hard to say. Maybe the owner would rather keep the house than lower the price.

But then again, An Rushong could also choose a more radical investment strategy, which is to buy the villa first with a loan, and then pay off the loan in the next one to two years.

As the financial supervisor DFJ suggested to him, the exchange rate of the Korean won against the US dollar is still at a high level of about 1000 to 1, and in the next four or five months, the exchange rate will plummet to a low of about 1500 to 1. In An Rusong's memory of his previous life, the exchange rate of the Korean won against the US dollar seemed to have always been hovering between 1300 and 1500 to 1, and never reached the high point of 1000 to 1.

From this we can see that if An Rushong buys this villa now with a loan, he can actually make a profit, and a lot of it.

An Rusong did not accept the advice of DFJ Financial Supervisory and did not make the investment in NGN in the form of a loan because such investment was, to some extent, a "business matter". Even if he saved a lot of money for the company, the beneficiary was not himself, but DFJ and Apple, which had the priority dividend shares. Therefore, An Rusong was not so stupid as to sacrifice his reputation to save money for the company's shareholders.

But buying a villa is different. Every penny he saves from the loan belongs to him, so of course he has to make more plans.

Most importantly, An Rushong is very clear that in the next few years, although the exchange rate of the Korean won will continue to fall and it will be difficult to return to the high line of 1000 to 1, the real estate market in Seoul will not fall in the short term. On the contrary, it will continue to rise in the next ten years or so until Koreans can no longer afford to buy houses.

Therefore, at this time, using the Korean won, which is destined to depreciate, to buy real estate, which is destined to appreciate, is obviously a very reasonable investment decision.

"Mr. Huang," An Rusong turned his gaze away from the garden and said to the middle-aged man beside him, "If it's convenient, I hope you can help me contact the owner. I hope to buy this property, but I want to talk to the owner in person about some specific details."

The "Mr. Huang" he mentioned was the middle-aged man who accompanied him to look at the house. His name was Huang Shengxun. He had already introduced himself when they were looking at the house just now.

"Are you sure?" the middle-aged man looked at him in surprise and asked.

"Yes, I am very sure," An Rusong smiled.

"Then I'll contact Mr. Luo," the middle-aged man said, "but if Mr. Luo wants to come back, I'm afraid..." "It's okay, I can leave a contact number," An Rusong took out a business card from his pocket, took out a business card and handed it to the other party, saying, "This is my business card. I believe that if the owner sees this business card, he should not doubt my intention to buy this villa."

The middle-aged man took the business card, looked at the information on it, and muttered it silently. Then he said to An Rusong: "Okay, Mr. An, I will contact Mr. Luo as soon as possible and ask him to call you as soon as possible."

An Rushong nodded to the other party, thanked him again, and then said goodbye and left.

To be honest, An Rushong really likes this villa. He likes it not only because of its large area, but mainly because the original owner's taste is very close to his, including the layout of the courtyard, the decoration style inside the villa, etc. The most important thing is that the observation deck on the third floor and the top floor of the villa can overlook the Frost Grass Park behind the garden. The view is very beautiful.

After coming out of the villa, An Rushong got into the car. He turned the car around in front of the courtyard gate of the villa and drove onto the road while thinking about buying a house in his mind.

Just as he had thought before, if he wanted to buy this villa now, he certainly couldn't pay for it out of his own pocket, at least not all of it. The best way, naturally, was to choose a bank loan.

With his current wealth, it would not be difficult to find any bank to apply for a loan, and the amount would certainly not be low. However, considering the personal relationship, he still preferred to choose Busan Bank and Shen Wuguo. After all, the other party had mentioned the loan to him before, and An Rusong remembered clearly that he could make the decision for amounts below 100 billion won.

The car drove out of Dongguang Road and An Rushong headed towards Songquandong. Just when he drove the car to the downstairs of the Songquandong mansion, the mobile phone on the center console rang. Looking at the caller ID, he found that the call was from Macaulay.

Without thinking too much, An Rushong directly pressed the answer button and turned on the speakerphone.

"Ann, are you planning to buy a villa?" Macaulay's voice came from the phone just after the call was connected, "The location is in Fangbei Cave, next to Shuangcao Park."

"How did you know?" An Rusong asked curiously, "Yes, I just saw the house and I am very satisfied with it."

"Oh, my friend, now is not a good time to buy a property," Macaulay said on the phone. "You have to know that the subprime mortgage crisis is unstoppable and real estate is depreciating all over the world. It is not a wise choice to buy a property at this time."

"Of course I know," An Rusong said with a smile, "But, Macaulay, I didn't buy this house for investment. I really like it, so I'm going to buy it. In the future, no matter whether it appreciates or depreciates, I will not sell it, so you can't look at it from an investment perspective."

"OK, even if you really like it, you should at least wait until the price drops a bit before buying it," Macaulay said.

"I'm worried that it will be bought by someone else," An Rusong said with a smile, then changed the subject and asked, "But, Macaulay, how did you know that I was going to buy such a villa? Did you arrange someone to monitor me?"

"Haha, this is a coincidence." Macaulay's attention was diverted. He laughed and said, "The villa you like belongs to a friend of mine. His name is Luo Quanyi. This guy knows that we are working together, so when he found out that you were going to buy his house, he contacted me."

"What a coincidence?" An Rushong was quite surprised.

"It just so happens," Macaulay said, "Well, since you've decided to buy that house, I'll help you contact Luo and ask him to give you a lower price. Well, that guy is very rich, you should rip him off."

"No problem. When is Mr. Luo's turn to come? Please contact me in advance," An Rusong said with a smile. "I will be the host and entertain him well. I will ask him to give me a few hundred million yuan discount."

(End of this chapter)