Chapter 190 The domineering president falls in love with me?
Chapter 190 The domineering president falls in love with me?
Last year, my influence was insignificant.
Even if you tell Silly Old Fan that you have a way, there is a high probability that he will not take you seriously.
People tend to prefer to listen to the experiences of successful people.
Just like this time when Fan Wumian used securities lending to go long, many investors followed suit.
In fact, they may not really be optimistic about penguin stocks.
However, this does not prevent many people from thinking that Fan Wumian, as one of the major shareholders of Penguin Group, may have discovered some bright spots that others have not noticed, so he dared to continue to chase high prices and go long.
In just a few trading days, the share price of Penguin Holdings rose by more than 10%, which was basically pulled up by Fan Wumian.
This made his idea of "going long at a low price by borrowing 4 million Hong Kong dollars" fail. He couldn't help but worry that the stock price would fluctuate greatly, and if he continued to increase his holdings, it would fall back in a short period of time. He wanted to hold on to the money and wait and see for a few days.
Things are different now.
When Fan Wumian said that he "knew someone", his cheap dad immediately thought of many things and was worried about missing out on a valuable opportunity to make money. He said anxiously:
"Selling a house is a long-term project. How about I find an underground bank to get some money back? Son, are you sure? Don't let your father down!"
".You can obviously get a mortgage from a bank, why did you think of an underground bank first?"
It seems that Silly Old Fan is very experienced.
In this regard, Fan Wumian was a little worried and added:
"Otherwise, let me take care of it for you. You can first get a loan from the bank and then find a way to sell this house. The old building has limited room for appreciation, so there's no need to keep it. I'll help you find a new one with a larger area and a better location."
Hear this.
Silly Old Fan immediately perked up and asked, "You want to change the house for me?"
"You wish, you can work and pay off the loan yourself"
Compared with the multiple of appreciation, the base is more important.
Now this old house of more than 800 square feet is only worth more than million Hong Kong dollars even if the housing price triples or quadruples in the future.
If you change to a house with a current market value of seven or eight million, with a better location and conditions, the price may have a chance to increase to forty or fifty million.
In the initial stage, you only need to pay the down payment, which is equivalent to leveraged financial management.
As for the money to repay the loan, Fan Wumian could easily solve it by arranging some acting roles for this cheap dad.
People outside have been talking about the fact that Fan Wumian lives in a mansion in Repulse Bay, while his father lives alone in an old building.
The situation is still okay for now, but as time goes on, it is inevitable that neighbors will talk about it.
It's just a little help, it's not a big deal.
Since the beginning of this year, Hong Kong's property market has begun to pick up and rebound. When chatting with Zhuang Muxi, she mentioned that a house of the same type in The Leighton Hill in Happy Valley is more than HK$140 million more expensive than her purchase price.
After chatting with Silly Old Fan for a while, Fan Wumian gave him a shopping card worth 5 yuan.
At the end of the month, the port city will hold a shopping festival.
In order to stimulate consumption among local residents and tourists, the organizer gave him six shopping cards with a total recharge amount of 30 Hong Kong dollars, and asked Fan Wumian to help promote the event.
Just do it.
Silly Old Fan first contacted the real estate agent to ask if he could find a suitable buyer as soon as possible.
Fan Wumian also went downstairs and took a car to the recently very popular new real estate project - "Arc de Triomphe".
It is located in Tsim Sha Tsui. People living in Zuo Ziyan’s apartment can see it from the window. When it was first put on the market, the gambling king’s concubine swept through the house and bought nine units at one time.
However, since the price is a bit high, more than 100,000 yuan per square meter, sales are not very good.
There are several relatively new properties nearby, which are no worse than the Leighton Hill in Happy Valley.
The Arc de Triomphe has a total of more than 1 floors of luxury apartments and five duplex sky villas on the top floor, all of which are priced at more than million Hong Kong dollars.
While strolling downstairs.
Assistant Pu Jiajing said with emotion:
"I probably won't be able to make a fortune. If I had a son or daughter as capable as you, and gave me a mansion like this, I would be very happy."
"???"
Feeling taken advantage of.
Fan Wumian came to the beach, admiring the view of the buildings on the other side of Victoria Harbour, and explained:
"You know, my relationship with my dad is just average. I asked him to buy a house mainly because I don't want him to spend money lavishly. It also avoids giving trolls the opportunity to accuse me of not being filial, which could affect my image in the outside world."
The topic changed.
He then added:
"The price per square foot is over 10,000 yuan, which is a bit expensive. It's not appropriate for me to show up in person. Go and ask them what kind of preferential price they can give me if I cooperate with them to hype it up."
"I want a good house with a floor area of 1,000 square feet, a sea view, and on a higher floor."
"The total budget is probably around 800 million at most. It would be best if I could get a parking space. The lower the down payment, the better. If that doesn't work, I'll go talk to the bank myself."
I know that agent Jiang Shixi has helped Fan Wumian and real estate developers to negotiate several cooperation agreements.
Pu Jiajing didn't quite understand these things and felt a little restrained.
After carefully asking Fan Wumian about his needs, she walked into the sales office alone.
He was more confident. In Fan Wumian's eyes, this house was very cost-effective. More than an hour passed.
Pu Jiajing rushed to the convenience store, found Fan Wumian who was eating oden, and told him:
"They heard that I'm your assistant and wanted to change your dad's house, so they agreed to give me a discount. There's a 42-square-foot, three-bedroom, two-living-room apartment on the 1015nd floor with sea view. Even with the highest discount, it would cost more than million."
"But if you come to buy the house in person and cooperate with the reporter to take photos and interview, they also promise to give you a 10% discount on the original price, which is about 810 million yuan, and give you a parking space."
"As for the mortgage, I also asked about it. The lowest I could get was 10%, but the mortgage interest rate was a little high."
If you have a budget of several million and want to live in the city center of Hong Kong, you can only consider an apartment.
The Arc de Triomphe is already one of the most high-end apartment ceilings in recent times, so there is nothing to worry about.
Having tasted a lot of sweetness by relying on his own fame, such actions as using fame to help developers hype up their products are obviously a win-win situation.
Anyone who is in charge of a real estate project with a little common sense would not refuse an opportunity to advertise the project widely by spending a small amount of money.
After eating oden, Fan Wumian called Silly Old Fan, and they went to see the house together and finalized the deal on the spot.
With his guarantor, he called the bank president to discuss the matter and managed to get a zero down payment, and the profit was also reduced to the lowest level.
Finished with this.
Walk towards Zuo Ziyan’s apartment.
Assistant Pu Jiajing suddenly asked:
"Um, boss, your dad's house is for sale, how much is it priced at? My mom and dad mentioned before that they wanted me to buy a house in Hong Kong City. They have saved about 70 yuan, and I have saved 10 yuan myself. If I borrow money from everywhere, it shouldn't be a problem to get a down payment of 100 million yuan."
Both her parents have stable jobs.
Not only did I not have a mortgage, but my old house was also demolished, so I lived a relatively comfortable life.
Fan Wumian thought about it and felt that this was not a bad idea. He smiled and said:
"That's great. My dad's house is listed for 350 million Hong Kong dollars. If you want it, I can sell it to you at a lower price. But your basic salary is only 6000 yuan. Even if you double it with bonuses, it's only about 15 yuan a year. If you take out a loan of more than 200 million yuan, the pressure will be greater."
Pu Jiajing replied:
"My parents can help, and my grandparents also have pensions. If all else fails, we can sell the two relocated houses, which should be worth around 50 RMB. It may be because you bought houses everywhere that my parents were tempted, and they mentioned this several times."
Fan Wumian suddenly said:
"Actually, after spending more time with each other, you'll find that I'm a rather fickle person."
"."
Pu Jiajing was slightly stunned, subconsciously thinking something wrong, and stammered:
"I can't do that. You have a girlfriend. Although you are handsome, if word gets out that I am a mistress, how will my parents live?"
"???"
Fan Wumian came back to his senses and jokingly said:
"What kind of sweet dream are you having? A domineering president falling in love with me?"
"What I mean is that you need to keep your mouth shut when you work beside me and not reveal my private life to anyone. I can give you an extra hush money so that the repayment pressure will be a little less."
"After all, it's not my own house, and other people who buy it will bargain for the price. If you really want to buy it, I will discuss it with my father and transfer it to you at the price of 330 million Hong Kong dollars."
"I will help you negotiate with the bank and try to get the lowest interest rate. If you have pressure to repay the loan, I can also help you find a solution."
"."
It was a serious social failure, and I was so embarrassed that my toes touched the ground.
Pu Jiajing was so angry that she gritted her teeth and said:
"Who told you not to make it clear? I'm pretty too, okay? Anyone who hears this will easily misunderstand. The current exchange rate between the Hong Kong dollar and the RMB is about 1 to 1.06?"
"The change of subject was a little abrupt. I guess the exchange rate is about right."
".Shut up and don't mention this again."
The new house in Arc de Triomphe is available.
Silly old Fan upgraded his weapons and now owns a thousand square feet mansion.
Pu Jiajing called her parents and asked them about the house. They decided to come to Gangcheng tomorrow to see the house in person.
If the replacement is successful, everyone will be happy.
Although Pu Jiajing's parents were able to invest in two houses in Shenzhen with full payment, her family already had a demolished house and had no motivation to continue speculating in real estate.
Compared with putting savings in the bank and earning interest, buying Silly Old Fan's house will obviously be a big win in the future, with profits of at least several million.
Return to the rented apartment.
Fan Wumian was lying on the sofa, intending to take a nap.
Just as he was falling into a daze, he received a call from a staff member of Chow Tai Fook Jewelry Company.
The other party expressed that they agreed to sign him and Zhuang Muxi for HK$800 million and HK$400 million respectively.
And I hope to seize the time to sign the contract today so that I can attend a high-end jewelry exhibition held in the Hong Kong International Financial Center Building tomorrow.
As for the reason for not choosing Zuo Ziyan, it may be because she has no real fame.
"Those Years" starring Zuo Ziyan has not been released yet, and she has only filmed the "Gray Avatar" advertising MV with Fan Wumian, which can barely be considered a "debut" work.
Because Fan Wumian once publicly stated that he pursued Zuo Ziyan in high school and even kissed her in an advertising MV.
Nowadays, there are far more girls who are hostile to her than those who like her.
(End of this chapter)