Chapter 196 The temptation to sell everything you have!
Chapter 196 The temptation to sell everything you have!
After dinner,
Not long after Qin Han and Liu Li chatted on WeChat, he received a call from Li Baobao, saying that the drafts of two fund financial products had been completed.
Qin Han knew that she wanted him to go over there, otherwise, she could just send it to her email.
He smiled and said, "Miss me?"
"I'm talking seriously~" Li Baobao said with a little pout.
"Haha, if you don't want me, then don't go. Just send me an email."
"..."
Li Baobao was silent for a moment, then said angrily, "Just think about it, okay?~"
"Okay, I missed you too."
Qin Han smiled and said, "Then where can I find you? Are you still in the company?"
"Come to Li's restaurant, over here at Huangpu Park."
"Okay, I'll be there right away."
After hanging up the phone,
Tang Tang just came out of the kitchen after washing the dishes. Qin Han said he was going out for a while, and Tang Tang asked if he would come back in the evening.
Qin Han waved his hand, and Tang Tang walked over and sat on the sofa.
Qin Han held her slightly plump waist and said with a smile, "Of course I'll be back, but I don't know how long you'll be busy. If you're tired, you can go to sleep first."
"Oh, well, I want to go to bed..."
Tang Tang yawned. Although she was very happy today and felt so happy several times.
But on the other hand, my body was exhausted and almost falling apart.
Now that she was full and satisfied, what she wanted to do most was to take a shower, go to bed and have a good sleep.
Qin Han smiled and said, "Okay, go take a shower and go to bed. I'm going out now."
"Good~"
Tang Tang stood up and took out his coat. "Wear something thicker. It's a bit cold at night."
"Tangtang is becoming more and more like a good wife and mother!" Qin Han praised with a smile.
This evaluation,
Tang Tang liked it very much. She immediately smiled sweetly with curved eyebrows.
"I am leaving."
"Well, Brother Qin, be careful on the road."
"it is good."
……
More than half an hour later,
Qin Han found the place, parked the car, and went into the private room to take a look. "Why are you here too?"
Feng Qianhua was chatting with Li Baobao with a smile on her face. When she heard his voice and turned around, the smile on her face disappeared immediately and her expression became cold.
"You don't own this store, why am I not here?"
Hey?
This bitch!
Qin Han asked, "Do you still want the material?"
"Humph."
Feng Qianhua glanced at him and said nothing.
Qin Han found a random seat and sat down. "You guys eat. I've had dinner here, so I'm not hungry at all. Where's the plan? Let me take a look."
"Have you eaten yet?"
Li Baobao said softly, "If I had known, I wouldn't have waited for you. I'll have people start serving the dishes."
After talking to the waiter,
She took out two documents from her bag and handed them over. "These are the main terms. The rest are basically universal. You just need to focus on these."
"Okay, I'll take a look."
Qin Han took it and flipped through it casually.
I had only read two pages when a few waiters came in and started serving the food.
A strong aroma immediately hit my nose, making my mouth water, but unfortunately my stomach was already full.
Qin Han looked up and saw that the meal was indeed very rich.
There were fish, bird's nest, bacon, and some dishes he didn't quite recognize.
He seems to be interested.
Li Baobao introduced: "This is the bird's nest and shark's fin feast of the Li family cuisine. Qianhua wanted to eat it, so we came here."
"Swallow Wing Feast? What's the origin of this?"
"Yes, it is made in imitation of Empress Dowager Cixi's swallow-wing banquet."
Li Baobao listed them all, "One of the side dishes is fried salted vegetables, pickled cucumbers, shrimp roe and celery heart, mustard greens, BJ bacon, phoenix-dried chicken, amber peach kernels, osmanthus sugar lotus root, rose dates, fried red fruits, etc.
The second course is cooked food, including braised shark's fin, braised abalone, soft-fried scallops, live fish with sauce, roast duck and bird's nest in clear soup.
The third course is soup and dessert, including bird, fish, egg and chicken soup, scrambled egg custard, walnut sweet cheese, etc.
This bird's nest and fin banquet has a rich variety of dishes, including side dishes, cooked dishes, soups and desserts, fully reflecting the delicacy and luxury of palace cuisine. Each dish is carefully prepared, with fine ingredients and fine workmanship, and tastes delicious and nutritious. "
Wow, this is awesome.
No wonder Feng Qianhua wants to eat it!
Qin Han wanted to eat more after listening to this, but he looked at the dishes on the table again and said, "Is it ready now? I just heard you say there are a lot of dishes!"
"Since you don't want to eat, I let them sit at half the table and served a few of the dishes they like."
"..."
"Would you like a taste?"
Qin Han nodded, "Okay!"
……
Qin Han was not very hungry, so he ate while reading documents.
Li Baobao is indeed a professional and his plan is perfect. In addition to the basic terms, there is also promotional copy for these two financial products.
Of course, most of them are financial products that are intended for public sale to the general public.
That SSVIP product is very simple, but the benefits are quite amazing!
In addition, the cycle of this SSVIP product has been divided into more detailed categories...
There are both long-term and short-term.
The short term is 30 days.
In addition to the short term, there is also a medium to long term, which is 90 days.
As for the long term, it is 365 days.
Short-term, medium-term, and long-term, the returns corresponding to these three different terms are naturally different.
The short-term annualized rate of return is 10%!
The medium- and long-term annualized rate of return is 15%!
The long-term annualized rate of return is 20%!!
It is worth mentioning that:
1. All terms are not redeemable before expiration.
2. The minimum short-term investment amount is 5000 million; the medium- and long-term investment amount is 1 million, and the long-term investment amount is 5 million!
The plan made by Li Baobao was very professional and detailed, and also came with a detailed disclosure of benefits.
Short term: 30 days, annualized rate of return 10%, investment amount 5000 million.
收益=50000000*10%*30/365=410958.9元。
Medium to long term: 90 days, annualized rate of return 15%, investment amount 1 million.
收益=100000000*15%*90/365=3699000元。
Long term: 365 days, annualized rate of return 20%, investment amount 5 million.
Profit = 500000000*20%*1=100000000 yuan.
After reading it,
Qin Han smacked his lips a few times and frowned slightly.
Seeing this, Li Baobao asked, "What's wrong? Is there something wrong?"
"It's a bit low..."
"Huh? A bit low???"
Li Baobao's eyes widened slightly, a little surprised, "Which one do you think is a little low?"
“They are all very low.”
"..."
Li Baobao was speechless and blinked. "But, didn't you say before that the annualized rate of return was 20%? This is based on what we agreed before... Do you want to set the short-term, medium-term and long-term rates at 20% as well?"
"It's not..."
Qin Han shook his head, then smiled bitterly and said, "I didn't think it through. The profit is a bit different from what I expected. It's almost doubled!"
“One time???”
Li Baobao exclaimed, "How is this possible..."
"Why not? We don't have to consider whether it can be achieved now. The important issue is that the rate of return needs to be changed!" Qin Han said.
"So how much do you want to change it to?"
Qin Han looked at the document and pondered silently in his heart...
He wanted to create a product with a super high return rate to attract bigwigs from all sides, so as to build connections and integrate resources!
Therefore,
This rate of return alone is not very attractive, or it cannot attract the real top bosses! !
The top bosses here are not just business bosses...
The bustle of the world is all for the sake of coming, and the hustle and bustle of the world is for the sake of going away!
As long as it is human,
No matter what he does, he needs and wants benefits.
As long as the rate of return is high enough, everyone will salivate and squeeze their heads in to get in...
Thinking of this,
Qin Han said in a deep voice: "The return for one year is double the principal! Invest 5 million and earn 5 million!!"
"What??"
Li Baobao exclaimed again, his eyes widened with disbelief, "You just said that the principal will double? Not the annualized rate of return?"
"hold head high."
"..."
Li Baobao was completely speechless. She had just heard Qin Han say "double is about right", and she subconsciously thought he was talking about the annualized rate of return.
A 20% annualized rate of return doubled would be 40%.
Even this made her feel incredible...
But she never expected that it was not the case. Qin Han actually wanted to double the principal.
In this case, the annualized rate of return is far more than just 40%, but...
100%! ! !
Invest 5 million and earn 5 million a year!!!
"..."
Li Baobao felt a little dizzy. Wasn't this just a fantasy?
Even Buffett can’t guarantee that he can do it!
"What are you talking about? You are so surprised..."
Feng Qianhua's interest in eating was seriously affected. She glanced at Qin Han, then glanced at Li Baobao with her beautiful eyes, "What's wrong? How big a deal? Baby, it's not like you to be so startled!
Or do you become a little bird in front of someone?"
"Screw you."
Li Baobao said angrily: "I didn't, I just..."
As she spoke, she looked at Qin Han.
Qin Han immediately understood and said directly: "Qianhua, let me ask you a question. There is such a financial product, with an investment of 5 million yuan for a period of 1 year and an annualized rate of return of 100%. Do you want to buy it?"
"I don't want to." Feng Qianhua refused.
"Why?" Qin Han asked.
"hehe."
Feng Qianhua sneered, "I'm not that stupid. Invest 5 million for one year and make another 1 million? That's not a good thing. There's no such thing as a free lunch!"
"What if we sign an agreement and the return is 100% regardless of whether the return is achieved at the end of the term?"
"Then I won't buy it either. What's the point of signing a contract? If you sign a contract, you won't breach the contract, so what's the point of going to court???"
"..."
Depend on!
Qin Han was speechless. This woman was too defensive. Or was she suffering from paranoia?
"Pfft~"
Li Baobao couldn't help laughing out loud, she said with a smile: "Just talk about the facts, Qianhua, don't bring your own subjective thoughts, don't think too much.
You say there is such a product, which will be executed according to the contract when it expires. Will you buy it or not?"
"nonsense."
Feng Qianhua rolled his eyes and looked at the two of them as if they were idiots. "Then I will definitely buy it. I will sell everything I have, even Qianhua Jewelry! I will use all my money to buy this!
If I buy it for 10 billion, won’t I make 10 billion after this year?
You don’t have to work overtime, you don’t have to look at reports, you don’t have to do anything, you can make money just by lying down comfortably, how great is that!
Only a fool wouldn't buy it!!!"
After a pause,
She sneered, "But is there such a good thing in the world? Even if there is, can it be my turn?"
Qin Han laughed at this time.
Feng Qianhua's reaction at this time was exactly what he wanted.
He looked at Li Baobao and said with a smile: "See, this temptation is great enough, isn't it? She is going to sell her company and buy it...hahaha!"
Li Baobao couldn't help but smile.
Qin Han looked at Feng Qianhua again and said with a smile: "But you are right about one thing. Even if there is such a good thing in the world, it may not be your turn."
"Ha~"
Feng Qianhua sneered, "There is no such good thing in this world!!"
She said it with such certainty that there was no doubt about it.
Qin Han smiled and said to Li Baobao without making any excuses, "Let's follow this for the long term, but there is a limit. The total long-term quota for each year will be set at 365 billion, million a day!"
“The minimum investment amount is 10 billion yuan, and there is no upper limit!”
“Clear at the end of the year, and start a new round of quotas at the beginning of the year!”
Li Baobao blinked, "That means, in the long term, at most 36 people can buy it in a year?"
She calculated this based on the assumption that each person invested 10 billion.
Qin Han nodded, "Yes, if someone directly buys 365 billion, then this long-term one will not be sold."
Li Baobao asked again: "What about the medium- to long-term and short-term?"
"The medium- to long-term holding period is 180 days, with an annualized rate of return of 75%. The minimum investment amount is based on your setting, 1 million, with no upper limit!"
After a pause,
Qin Han added: "The short-term holding period is 30 days, the annualized rate of return is 50%, and the minimum investment amount is based on your setting, 5000 million, there is no upper limit!"
Li Baobao's mind raced, and he quickly calculated the profit.
"The short-term profit of 5000 million is 205 million, and the medium- and long-term profit of 1 million is 3699 million!"
"That sounds about right..."
Qin Han smiled and asked, "If I borrow 5000 million from a bank now, how much is the monthly interest? Let's calculate it based on the normal interest rate."
"The most common annual interest rate for short-term loans is currently 4.35%, and the interest for one month is approximately more than 18 yuan." Li Baobao calculated quickly and reported it immediately.
"That's fine, let's do it this way!"
"..."
Li Baobao hesitated for a moment, but finally nodded and agreed.
at this time,
Qin Han's phone suddenly vibrated. He picked it up and saw a WeChat message.
[Liu Li: Can you come pick me up? I'm drunk.]
[Liu Li: Lijiacai Huangpu Park Store, Nine Five Supreme Private Room. ]
Ok?
Qin Han frowned as he read these two messages, which came one after another, with a time difference of less than three seconds.
That is,
Without waiting for Qin Han's reply, Liu Li immediately sent the address.
This……
Qin Han thought about it and felt that something was not right. Liu Li was being too hasty.
and also,
Why would she be eating in a private room at this hour? And in a high-end restaurant like Li Jia Cai, what was the name of that private room?
The Supreme Emperor...
Damn, this name is awesome.
Abnormality is everywhere!
Thinking back to what Liu Li said not long ago, the investors are here and there might be a meeting in the evening...
Qin Han immediately figured out what was going on. It must be that Wang Ruizhi wanted to invite Zhou Zijian to dinner, and then called Liu Li, the most beautiful girl in Leyou, over as well.
Want to have a drink?
Isn't this a perfectly normal thought?
After understanding this,
Qin Han suddenly became furious, "Gan Ni's mother, Zhou Zijian you are a bastard!"
I haven't even settled the score with you for firing me, and now you're thinking about my woman again...
Damn it! !
boom--
Qin Han was furious and slammed the table and stood up.
"Is there a private room for the emperor here?"
"?"
Just as he was thinking about the annualized rate of return, Li Baobao was suddenly startled and looked at Qin Han with some confusion.
Feng Qianhua also looked at him strangely, not understanding why he was going crazy.
Qin Han stared at Li Baobao and asked in a deep voice, "Is there a private room for the emperor here?"
"do not know."
"You do not know?"
"I'm not in charge of the specific affairs here, so how can I know which private rooms there are and what their names are?"
"Then this is the only Lijiacai Huangpu Park store, right?"
"Yes, this one."
Li Baobao nodded, and she asked with concern: "What's wrong? What happened?"
Qin Han took a deep breath and suppressed the anger in his heart, "Baby, ask someone. I'm going to that private room to find someone."
"okay."
Li Baobao got up and went out, asked the waiter at the door, and learned that there was indeed a private room for the emperor.
The waiter also told her that this was a top-notch private room.
Li Baobao called and asked the lobby manager of the store to come over, then returned to the private room and said to Qin Han, "There is this private room. Please wait a moment. I'll ask the lobby manager to come over and she will take you there later."
But to her surprise,
When Qin Han heard that it was here, he immediately stood up and walked out, "No need, I can go there by myself!"
It seems that he is in a hurry.
Can't wait a moment!!
This time, not only Li Baobao was very surprised, but even Feng Qianhua was also surprised.
Who are you going to find?
Are you so anxious? ?
Li Baobao followed and said softly, "Then I'll go with you."
"No, you can eat here. I'll be back soon. Just ask a waiter to take me there."
"……All right."
Li Baobao watched Qin Han leave in a hurry.
……
(Thank you very much to brother 'Lypick' for the tip!
Thank you for your support, I am so grateful and my heart is surging! I wish you a long life, a peaceful life, a life of revelry every night, and a life of gold and silver!!!)
(End of this chapter)