Chapter 221 Financial Leasing Business

Chapter 221 Financial Leasing Business

Chapter 221 Financial Leasing Business
"Here, these are the red envelopes given to you by your aunt and I." While smoking in the kitchen, his uncle came in with two red envelopes and handed them to Chen Xi.

Looking at the red envelope in his uncle's hand, Chen Xi felt embarrassed to take it. After graduating and starting working, he had not accepted any red envelopes from home and had developed this habit.

This is the first Spring Festival after his rebirth, and he has not adapted to it for a while.

"Take it. Why are you pretending to be polite to me?" The uncle smiled, lit a cigarette, and stuffed the red envelope directly into Chen Xi's pocket.

"Thank you, uncle!" Chen Xi accepted the red envelope without hesitation.

"What do you want to do after graduation?" asked my uncle after taking a puff of his cigarette.

"Come back to business."

"Are you interested in taking the civil service exam? What's so good about doing business? Look at your dad. He has such a big business, but in my eyes, he is nothing. Aren't those big business bosses always very respectful when they enter and leave certain departments?"

"Forehead……"

There seemed to be nothing wrong with what my uncle said. Although Chen's father had a big business, he used to be very polite and cautious when he saw Chen Guolin, and he even flattered him.

This is completely different from how Chen's father treats other people.

I remember that I once went out to have dinner with someone with my uncle. The other person was the richest man in a certain city, and he was very polite when he saw my uncle.

A cadre like him who holds a high position has a much higher aura and status than a businessman.

"I know you don't like going to work on time. You're just lazy. Forget it. Let's think about it after you graduate."

"Ah."

After finishing his cigarette, his uncle patted him on the shoulder and ran to the small room to teach Chen Ran, who was fiddling with the computer, a lesson.

Chen Ran doesn't want to be a civil servant, nor does he want to do business. Chen Guolin also doesn't know what his son wants to do in the future.

Both parents are extremely outstanding people, but their son is a bit of a loser.

But fortunately, there is nothing wrong with Chen Ran's character. First, he doesn't like to compare and show off. Second, he doesn't like to stir up trouble. Third, he is not extravagant and does not have any bad habits.

These advantages give the parents a sense of relief and a glimmer of hope for their son's future.

"Here, this is the red envelope your grandma gave you." When Chen Xi walked to the sofa, grandma took out a big red envelope from her body and stuffed it into his pocket.

Grandma loves him very much and is always generous to him.

When she encountered difficulties in her previous life, she did her best to help, but Chen Caiyue's mess was so big that grandma was powerless to do anything.

"Finish your studies early and come back to stay with me. I'll find you a job. There are a lot of pretty young nurses in our hospital. When they heard that you studied abroad, their eyes lit up!"

"Say it again, say it again!"

Chen Xi laughed. He had heard these words countless times in his previous life.

"Brother, don't be anxious. My uncle just wants you to succeed. I have done some Internet stuff abroad. When the time comes, you can start an Internet company and we can work together."

After Chen Guolin was forcibly pulled out of the room by his aunt, Chen Xi walked in and spoke to comfort Chen Ran who was still fiddling with the computer.

"Urgent? I'm not in a hurry! He says what he wants, and I know what he wants. What do you want to start an Internet company? You're still in school, let's talk about it later."

Chen Ran’s words left him speechless. The cousin in front of him was very smart, but too lazy. He was no ordinary lazy person.

My second cousin Chen Xu wants to do something, but he doesn't have many ideas and is also quite lazy. Now he is probably completely addicted to Cherry's gentleness. The two young men in the Chen family are not very diligent.

Most young people have many ideas but few actions. They think their ideas are more novel than others, but they just lack certain opportunities.

Chen Xi was working at Huajing at the time, and he received dozens of project materials in his mailbox every day. Everyone had ideas and wanted to get money from investors. What China lacked the least was people with ideas.

Don’t expect to get funding just by making a PPT and putting your ideas up there. It may have been successful in the past, but that was just to fool the local bosses.

As time goes by and information comes to light, investors become more and more savvy.

"Okay then. I'll let you know if there's any progress."

"Yeah." Chen Xi knew that Chen Ran would not be working in the company for long. By the time he left, his side would be almost done, so he would ask him for help.

Now Chen Ran took two laptops from the side and started to tinker with them. Probably because Chen Guolin was there before, he didn't dare to take out so many computers, for fear of being scolded for spending too much money.

Previously, I wanted Chen Ran to help Chen Caiyue's company research some equipment, but after taking a few glances, Chen Ran lost interest and the matter was left unresolved.

There are relatively few members of the Chen family in Xinlu, and all the relatives are in Wulin City. They celebrate the New Year with just a few of them, which makes them seem less popular than other families.

My grandmother needed to go to bed early because she was old, so she was ready to go to bed before the Spring Festival Gala was over. Everyone went back to their homes.

After returning home, Chen Xi did not sleep, but was typing and writing something on the computer.

The few graphic stores currently opened are just pilot projects. He has already talked with Kevin's mother about jointly opening a financial leasing company.

There are many profit models for financial leasing companies.

Leasing service fee: For all companies deeply involved in the field of financial leasing, when providing leasing services to customers, it usually involves contract management and other aspects, so a certain service fee will be charged to customers. This is also a common practice in the industry.

Financing strategy fee: When facing the financing needs of large projects or equipment, financial leasing companies often provide customers with a comprehensive financing strategy solution. Depending on the amount of financing, the company will charge customers a financing strategy fee or project success fee at a certain ratio.

Market promotion commission: Financial leasing companies not only play the role of equipment purchasers and investors in the market, but also actively promote the circulation of equipment. This behavior helps manufacturers and suppliers expand their market share and ensure the rapid return of sales funds. For this reason, financial leasing companies will charge a certain market promotion commission.

Value-added service fees: For those financial leasing companies with manufacturer backgrounds, they usually provide additional services in the financial leasing contract, such as spare parts supply, consumables replenishment, on-site inspections and professional training, etc. For these value-added services, the company will charge customers corresponding fees.

The graphic store was just a prop, and he wanted to use financial means to bring those devices to the market.

There are many generals in my father's company. When my mother's company becomes bigger, we will find an opportunity to poach them.

Anyway, they will change jobs in the end. Now that my mother's company is bigger and the pay is better, these guys will definitely come running over.

They were also veterans before, so coming here is definitely safer than going to other companies or working on their own.

Chen Xi sat in front of the computer, looking at the fireworks in the distant sky through the window.

In the open space outside the villa area, a young couple were setting off fireworks.

"Wang Gang, you asked me to come here to set off fireworks during the New Year?"

"Yes, Lili. Look how beautiful the fireworks are!"

"Mei Ni...didn't you say you wanted me to go to your house for dinner tonight?"

Zhang Lili looked at Wang Gang's innocent face, swallowed the curse words, and immediately changed the topic and asked softly.

The man in front of her was her elementary school classmate. He had been pursuing her before but to no avail. Since her relationship with Cui Zeming was over, she had placed her hopes on Wang Gang. She wanted to make a comeback and solve her current financial difficulties.

"I'm sorry, Lili. A relative of mine passed away this time, so it's not very convenient..." Wang Gang slowly walked in front of Zhang Lili, he gently stretched out his hands and placed them on the other's arms.

His face was full of sincerity and apology, and he apologized with a slightly trembling voice.

In fact, Wang Gang was just making it up. His house was very lively tonight.

His parents also invited the girlfriend they introduced to Wang Gang to come to their house for dinner, but Wang Gang naturally would not let Zhang Lili come.

This girlfriend is not as pretty as Zhang Lili, but her family is well-off and she was designated by his parents. She will most likely be the one he will marry in the future. He is not a fool and there is no way he will give up such an opportunity.

Zhang Lili, who had been pursuing him for many years, suddenly contacted him some time ago. Their conversation was much more enthusiastic and ambiguous than before, and their relationship quickly heated up, but that was only behind his back.

Wang Gang was worried that his girlfriend would find out, and Zhang Lili also wanted to catch more fish, so the two hit it off and neither of them made it public.

His family used to be of average means, but now they have become wealthy by speculating in real estate and collecting rent from shops, and they even live in a villa.

Zhang Lili naturally wanted to stick to him, but Wang Gang looked average and was a bit fat, very similar to Huang Xiyang. She was actually unwilling to do so, but due to the pressure of life, she could only suppress her nausea and get in touch with him.

Cui Zeming is actually quite handsome, but it's a pity that his family has fallen into poverty, otherwise she really doesn't want to break up with him.

(End of this chapter)