Chapter 242: Feng and Nie Financial Attack

Chapter 242: Feng and Nie Financial Attack

Wow, as soon as Zhang Dongliang saw Feng Chengcheng's face, he knew that her temper had come back again, and she might be feeling jealous.

However, Zhang Dongliang didn't want to indulge Feng Chengcheng's bad habit, so he ignored her expression, which made Feng Chengcheng feel like she was punching the air.

"Mr. Feng, why did you call me here so urgently? Is there something wrong?"

Since Feng Jingyao would soon be his adoptive father-in-law, Zhang Dongliang didn't want to be too arrogant and took the initiative to ask.

"Mr. Zhang, to be honest, there are some things I can't make up my mind about. I would like to ask you for advice. Maybe I need your help."

Feng Jingyao didn't care about being reserved. It wasn't shameful to ask his son-in-law for help.

The case of Xu Wenqiang came to an end some time ago, and Feng Jingyao suffered a great blow in this regard.

Having just suffered the betrayal of Xu Wenqiang, Ding Li, his right-hand man, was shot to death by Zhang Dongliang, and Feng Jingyao was immediately running out of available manpower.

As a last resort, he even entrusted A Xiang's nephew with important tasks and made him a senior manager.

But distant water cannot quench immediate thirst. Although Axiang's nephew is very loyal, he is a novice after all, and he cannot see through and understand many things.

Recently, Feng Jingyao received a report saying that a large number of unidentified persons were depositing money into his bank. This aroused the vigilance of the bank management, who quickly reported the matter to Feng Jingyao.

As soon as Feng Jingyao heard the report, he understood that this must be a conspiracy against him by King Nie Ren.

But he had no idea how to crack this conspiracy, so he had no choice but to bring up Zhang Dongliang to discuss countermeasures.

Zhang Dongliang understood immediately after hearing this. For people who have been baptized by the information explosion of later generations, it is too easy to deal with this kind of financial attack method from a backward era.

But this has a prerequisite, you have to keep enough reserve funds, which is very troublesome.

The business of a bank is one deposit and one loan. If a bank only accepts deposits and keeps them as a reserve fund, and does not lend out the funds, then the interest earned in the process is lost in vain.

It would be useless to keep so much money just to deal with possible bank runs. No bank can bear it in the long run.

Solving this problem is also very simple, there are two solutions.

The first option is to have sufficient financial backing so that funds can be mobilized to plug holes at critical moments.

The second option is to prepare funds yourself, take the initiative to create a trap, and provoke the enemy to come and run on the bank. Then you can strike back and accuse the enemy of disrupting the financial order.

After listening to Zhang Dongliang's analysis and response, Feng Jingyao couldn't help but sigh inwardly that his son-in-law was indeed not a simple person.

But Feng Jingyao was unable to manage such a complicated financial counterattack. He could only look to Zhang Dongliang for help, hoping that his cheap son-in-law could take command.

Zhang Dongliang originally didn't want to get into Feng Jingyao's internal affairs, but then he thought about it and realized that he had never experienced this kind of financial war.

Although the financial warfare of this era was very immature, it was still a kind of experience after all. He decided to agree to Feng Jingyao's request.

But before agreeing, he had to make a request to Feng Jingyao.

"Mr. Feng, I can help you with this, but I have a request that I hope you can agree to."

"Please tell me, Mr. Zhang. I will do whatever I can."

"I don't really care what Mr. Feng does for a living. In such a turbulent time, it's not surprising that some people do things in shady ways.

I just hope that Mr. Feng will never be labeled a traitor in the future. Mr. Feng should know that this label will bring him eternal infamy.

If Mr. Feng can't agree to this, I won't help you."

Zhang Dongliang's attitude is very firm.

No one wants to be labeled a traitor, and Feng Jingyao felt a little embarrassed when his cheap son-in-law said that to his face.

But he still gritted his teeth and said to Zhang Dongliang: "Okay, Mr. Zhang, I promise you. But there will be many things in the future, and I will need Mr. Zhang's help."

After Feng Jingyao said this, he did not forget to glance at Feng Chengcheng, meaning that you should not forget that we are a family.

"There are many ways to get rich. As long as Mr. Feng can agree to this, there's nothing wrong with helping Mr. Feng on the road to wealth."

Zhang Dongliang readily agreed, which gave Feng Jingyao peace of mind. As long as Feng Jingyao did not become a traitor, Feng Chengcheng would be under much less pressure.

"Mr. Feng, let's talk in the living room after dinner. This matter is very troublesome to handle."

"Okay, Mr. Zhang will take charge of this matter."

After sitting down in the living room, Zhang Dongliang thought about the course of action. He needed to ask Feng Jingyao first if the bank had enough funds in reserve.

"Mr. Feng, I want to confirm whether our bank reserves are sufficient?"

"Well, to be honest with you, Mr. Zhang, a few spinning mills approached us for loans some time ago, and we lent out quite a lot of them."

This is very troublesome.

It is estimated that those spinning mills were also sent by King Nie Ren. With one hand for deposits and the other for loans, the bank seemed to have earned some interest, but King Nie Ren had planted a huge mine here.

Once a bank run occurs, bank loans cannot be recovered in a short period of time, and the capital flow is interrupted. The bank will then face a larger bank run and eventually go bankrupt.

Zhang Dongliang looked at his cheap father-in-law with a smile, he really was making money at the cost of his life.

Instead of taking prompt measures when you discovered something was wrong, you even dared to lend money. Don't you know that this is a trap set for you by others?

"Then Mr. Zhang, can you find someone you know at the bank to help you out? In case of a bank run, can you provide some support?"

"That's no problem. If there's a bank run, I can ask someone I know to help you. Funds won't be a problem.

But there is one thing I want to make clear to Mr. Feng. This money is not a gift from me. It is a bridge fund temporarily lent to you by others. You have to pay it back after the matter is completed."

How could Zhang Dongliang give Feng Jingyao such a large sum of money for no reason?

Feng Jingyao wiped the cold sweat from his forehead. He also realized that the situation was serious.

Other people's bridge financing must be repaid, and Feng Jingyao is well aware of this.

"Then the second step is the key step. How can we make King Nie Ren believe that our capital chain has been broken, so that he can mobilize people to run on our bank in advance?"

This landmine will always be hanging over our heads if it is not eliminated. The sooner we repel Nie Renwang's attack, the sooner we can feel at ease.

According to Zhang Dongliang's plan and arrangement, Feng Jingyao sent a large number of henchmen the next day to find newspaper boys and idlers in various corners to spread the rumor that Feng Jingyao's bank was insolvent and was about to go bankrupt, causing depositors to panic and rush to withdraw their money.

There were already some ruffians sent by King Nie Ren mixed in with the gang, and with their adding fuel to the fire, a huge momentum was soon formed.

The entrance of Feng Jingyao's bank was already crowded with people coming to withdraw money.

The thugs sent by Nie Renwang disguised themselves as depositors and shouted slogans at the bank gate from time to time: "Give me back my hard-earned money, and down with the black-hearted capitalists."

This caused even greater confusion.