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So, you should have some understanding of these things about finance.
Wu An asked her directly if she knew Xu Haobo, and the latter said she didn't know much about this doctor.
——In other words, I have never heard of his reputation.
By the way, I also cautiously told Wu An: If the other party wants to seek investment, it is best to conduct a background check and ability investigation.
Wu An said he understood.
……
Just as Xu Haobo was excitedly promoting his financial knowledge, Mo Bingbing on the opposite side seemed a little proud.
Her boyfriend was explaining some high-sounding financial knowledge, while Wu An and Li Yuhua were like newbies from the countryside who had just moved to the city.
——Xu Haobo crushed them in terms of IQ and knowledge.
To be precise, Wu An was crushed.
——Look at her, she found such an amazing boyfriend. Li Yuhua's boyfriend is just a freshman, an ignorant student with no achievements.
Apart from being handsome, he has no potential at all.
Wu An felt somewhat puzzled by her gaze.
Anyway, after another long speech, Xu Haobo said as if making a request: "Invest some money in me, not a lot, one million will do. The 10% annualized return is just a guarantee. According to my past trading experience, this amount of money can be multiplied several times a year, and the return will be more than 10% by then."
“Investing in me is a win-win for us.”
"You have to know that only famous large companies and individuals can have a personal financial assistant like me who has a PhD in finance."
"Although I am only seeking your investment for the purpose of learning, I think my ability is at least several million."
When he said the word "millions", Mo Bingbing, who was sitting beside him, suddenly smiled proudly and charmingly.
Xu Haobo took out a pen, took out his business card, wrote down a string of numbers on it, and handed it to Li Yuhua: "Classmate, this is my account number, you can transfer the money now."
This operation made Wu An and Li Yuhua confused.
How come they started making payments when they haven't even agreed to invest?
Li Yuhua took the postcard, smiled, and said, "Investment is something that needs to be considered carefully."
She straightened her expression and said, "Senior, you just said you wanted one million. One million is not a small number. I need to go back and discuss it with my father."
"Indeed, I understand." Xu Haobo nodded to show his approval, but then he said anxiously: "But investment opportunities don't wait for anyone. Recently, I have observed an investment opportunity. The value of two stocks in Country A may double in the next two days. If you miss this opportunity, it will be difficult to encounter it again in the future!"
"Think about it. If it doubles, one million becomes two million. This is a huge gain for you. I won't even mention the 10% annualized gain. According to the fund manager's commission, I only take % of the profit. You still have a gain of ."
"Just a few days, and eight hundred thousand!" He stretched out his hand, trying to emphasize.
This was an even more tempting bomb, but Li Yuhua didn't seem to believe it. Seeing how earnest he looked, she didn't know how to refuse for a moment.
At this time, Wu An interrupted and said, "Although there may be great gains in the next two days, I think we should be more cautious, so it is better to be cautious."
Then he took out his cell phone and looked at the advice Tang Xiyue gave her.
Pengdu said, "We don't know you very well. Uh... Of course, it's not that we don't believe in your ability. To make a one-million-dollar investment, at least some detailed background checks are needed. This is how a serious investment works. Am I right?"
Xu Haobo's expression froze and he glanced at Wu An as if he was looking at an annoying fly, the contempt of someone who claims to be in a high position looking down on others.
Wu An faced back with an expressionless face.
Xu Haobo seemed to be holding back his anger. After a while, he said, "Brother Wu An, you must have studied computer science. You can understand these finance-related things, but don't speak nonsense."
The implication seems to be: You have no right to tell me what to do.
After saying that, he turned his gaze back to Li Yuhua and said with a slight smile: "How to make a decision should be something that Miss Li Yuhua should consider."
Then he opened his phone, clicked on the photo album, skillfully found the picture of the certificate he had obtained from the album, handed it to Li Yuhua, and said: "Although I haven't officially worked in the financial industry, I already have the relevant certificates. You can take a look."
Beside him, Mo Bingbing also chimed in, "Yuhua, just invest in him. Haobo is really amazing. He has increased my savings a lot in just one month. It's a pity that I don't have much money, otherwise I could make more. Haobo, don't you think so?"
After she finished speaking, she looked at the man beside her seductively.
Xu Haobo felt her support, revealed a satisfied look, and nodded: "Yes, that's right."
"Bingbing just said that I helped her manage her finances and earned several thousand yuan in a month, with a 30% return. If you invest in me, with a principal of millions of yuan, the returns will definitely be considerable." He clasped his hands together, looking regretful but also confident.
Mo Bingbing smiled and said, "Invest! Yuhua, I guarantee you that Haobo is very capable."
The two men launched attacks on Li Yuhua one after another, but Li Yuhua still maintained a polite smile.
He pursed his lips, glanced at Wu An who seemed to be left out, smiled again, and said:
"I think it's better to listen to Wu An."
#54 I feel you don't respect me
When the two men saw that Li Yuhua was going to listen to Wu An, their expressions instantly became stiff.
He seemed unwilling and somewhat resentful.
All the criticisms fell on Wu An, as if they were blaming him for ruining their good thing.
Wu An felt that what he said was not wrong, and faced them with a righteous face, especially to Xu Haobo who seemed to despise him just now, and said: "Just now, senior, you said that I don't understand. I really don't understand it very well, so I need to understand it more deeply before making a decision."
"You said you would invest, but that was too sudden. We need some time to get to know you. It's not that we doubt you, but it's a normal procedure when giving money," he said.
Xu Haobo rubbed his temples and tried his best to keep a smile and a calm tone. "If you want to learn about investment, I think it's okay. But every investor has his or her own confidential information. Before we reach a cooperative relationship, I have no obligation to popularize it."
"Ah, that's a pity." Wu An shrugged. "A qualified salesperson should promote himself as much as possible. Senior, you are obviously driving away customers if you are not honest."
Xu Haobo's face turned slightly pale. Wu An's words just now were not polite at all. He called a doctor of finance a salesman, and his status dropped a lot in an instant.
Xu Haobo was a little anxious. "Can financial investment be treated the same as a salesperson? You have to know that a PhD in finance from Beijing University of Finance and Economics like me has a lot of people begging me to manage their finances."
"If Miss Li wasn't Bingbing's classmate, I wouldn't have found Miss Li!" He said this in a condescending manner, and then emphasized, "Brother Wu An, if you really like Miss Li, I think you should think in the right direction."
Wu An was about to say something back when Li Yuhua suddenly came over, nudged Wu An, and said to Xu Haobo:
"Senior, I think Wu An is right."
Xu Haobo: “…”
Both he and Mo Bingbing's expressions were a little distorted.
The atmosphere was awkward for a while, and Mo Bingbing broke the awkwardness first: "Everyone, don't be so nervous. I think, Wu Nayuhua, you have just met Haobo, so it's okay to be a little defensive. But I can guarantee that he is really amazing and reliable."
When confrontation fails, it turns into friendship between classmates.
But Li Yuhua was not afraid of what seemed to be a kidnapping out of affection, so she said, "Sister Bingbing, it would be best if you could help guarantee us. Once we get to know Senior Xu better, I promise that we will be able to invest in him when the time comes."
Mo Bingbing was slightly stunned, then smiled and nodded.
Although Li Yuhua would not transfer the money immediately, she at least gave a verbal promise:
——As long as Xu Haobo really has strong investment capabilities, then invest.
Although it will delay some time and I will miss the two stocks in Country A that Xu Haobo mentioned will double in value recently, but... with the principal in hand, there will be many more opportunities to get to know each other in the future.
By then, using the money earned from Li Yuhua's investment as capital and investing further, Xu Haobo will still become very rich.
Xu Haobo holds a PhD in Finance from Beijing University of Finance and Economics, so there is definitely no problem with this.
So he smiled at Xu Haobo and said, "Haobo, just cooperate with them in the investigation. We don't lack this little time."
Mo Bingbing's suggestion made Xu Haobo stunned. He shook his phone again: "Investigate...? How to investigate? Look at my ID and my doctoral information? I have pictures here, I can show them to you."
Li Yuhua was about to take the phone and take a look when she heard Wu An say, "We will entrust a friend to conduct a third-party background check. It would be good if you can show your ID, Scholar Zhang, but it is probably not enough."
Xu Haobo suddenly became nervous, "The... third party?"
He spread his hands: "Is it necessary to be so serious?"
"No, you plan to use a third party to investigate me. Does this count as investigating my privacy?" He started to get angry: "If you don't plan to invest, forget it. I'll look for someone else."
Wu An: “……?”
Li Yuhua: “…”
Mo Bingbing: “!!!”
Wu An had just seen the suggestion sent by Tang Xiyue: he could find some third-party background investigation agency to conduct a personal investigation on him, which would cost a few thousand yuan. He thought it was reasonable, so he made the request.
Wu An has not yet learned in detail how to implement it.
But as soon as he made this suggestion, Xu Haobo looked very angry, which surprised Wu An.
Li Yuhua also felt embarrassed and seemed to want to apologize or something, but before she could say anything, Mo Bingbing got angry and used her body to hit Xu Haobo: "What are you doing, Haobo? It's just an investigation, why are you so angry?"
Xu Haobo said, "I cannot accept the investigation of my privacy."
He became excited, not caring about Mo Bingbing's increasingly dark face: "Cooperation should be based on mutual trust. If there is no trust like this, there is no need to cooperate."
He ignored Mo Bingbing's pulling and said coldly to Wu An and Li Yuhua: "Since there is no way to cooperate, forget it."
But it seemed to leave them with a hope: "You two can still consider it again. We can talk about it later if there is no chance for cooperation."
After saying that, he took a sip of Coke and stopped talking.
Mo Bingbing pushed him anxiously again: "Haobo, what are you talking about!"
Then he forced a smile and helped Xu Haobo apologize to Wu An and the others: "I'm sorry, Haobo is just a little stubborn, don't take it too seriously."
Then he said to Xu Haobo angrily: "Hurry up and apologize to them, apologize quickly!"
But instead of apologizing, Xu Haobo arrogantly said: "Also, I want to remind you two that background checks without my personal authorization are illegal. If I am personally subject to illegal investigation, I reserve the right to sue."
Hearing this, Mo Bingbing finally couldn't help it, she stood up and splashed the water in the cup on Xu Haobo's face, "You are crazy!"
Then he pinched his ears and pulled him out the door.
Xu Haobo, who looked very angry before, seemed to have come to his senses and was walked out of the private room by Mo Bingbing, pinching his ear.
For a moment, Wu An and Li Yuhua were the only ones left in the private room.
The two looked at each other again.
Wu An shrugged.
What's wrong with Li Yuhua's eyes?
They sighed together.
Li Yuhua: "That senior is so weird!"