Chapter 360 Let’s See if We Can Borrow It

Although the hope is slim, this is the only way at the moment.

Gao Yuliang sorted himself out and decided to go to Handong Provincial Bank in person to try his luck.

He came to the bank lobby and looked at the people coming and going, feeling anxious.

He knew that getting a loan was not an easy thing, especially for such a large amount.

Gao Yuliang walked up to the bank staff and said politely, "Hello, I have something important to do and I want to apply for a loan."

The staff member looked up at him and asked, "Do you have any specific needs?" Gao Yuliang took a deep breath and began to explain his situation.

“My name is Gao Yuliang, and I have a certain status and influence in Handong Province.

Now I have an emergency situation and need to raise some money to save people.

This funding is very important to me and I hope you can support it.”

Gao Yuliang tried his best to make his tone sound sincere and firm.

After hearing what Gao Yuliang said, the staff showed a puzzled expression on their faces.

"Mr. Gao, loans need to go through a strict review process.

Moreover, for a loan as large as 30 million US dollars, we need more information and guarantees."

The staff explained patiently.

Gao Yuliang's heart tightened, he knew things would not be that easy.

But he did not give up and began to tell his love story in an attempt to impress the staff.

“I once had someone I loved deeply, and we went through many ups and downs together.

Now her daughter is in danger and I can't just sit back and watch.

I hope to do my best to help her, just like I did for love."

Gao Yuliang's voice was full of affection.

The staff were moved when they heard Gao Yuliang's story.

But the loan issue was not something she could decide on her own; she could only report the situation to her superiors.

After a while, the staff took Gao Yuliang to see the bank president. The president looked at Gao Yuliang and asked with a serious expression: "Mr. Gao, I already understand your situation.

But a loan of 30 million US dollars is too risky, and we need to consider it carefully."

Gao Yuliang said hurriedly: "President, I know this is a big risk.

But I can provide some guarantees, and I will do my best to repay the loan, please believe me. "

The president was silent for a moment and finally decided to give Gao Yuliang some support.

However, due to the high risk, the bank can only provide a loan of RMB 3 million, which needs to be repaid within a certain period of time.

But Gao Yuliang also knew that there was no time to complain now.

He must find a way as soon as possible to turn the three million RMB into funds that can be used to save Chen Yang.

He began looking for other ways to raise more money.

Gao Yuliang looked at the three million RMB in his hand, his heart filled with helplessness and anger.

He decided to go see the bank president again and try to communicate further to see if there were any other solutions.

When he met the president again, the president began to explain the current difficulties.

“Mr. Gao, you have to understand that the country is now vigorously regulating the economy and selling interest rates, and the US dollar market is indeed not good.

Our bank also has its own risk assessments and policy restrictions and cannot lend at will.

Moreover, the current economic situation is complex and volatile, so we must act with caution." The president explained patiently.

Gao Yuliang felt overwhelmed after listening to the president's words.

He is a history professor and knows nothing about economics.

The professional terms and economic situation analysis mentioned by the bank president left him completely confused and unable to understand.

“President, I don’t understand these economic things.

All I know is that I need 30 million US dollars to save people now, and these 3 million RMB are not enough.

Can't your bank think of another solution?" Gao Yuliang said anxiously.

The president shook his head helplessly: "Mr. Gao, it's not that we don't want to help, we are just powerless.

We must conduct lending operations in accordance with regulations and risk assessment.

Under the current circumstances, we have done our best to give you three million."

The more Gao Yuliang listened, the more anxious he became. He felt that the president was just trying to give him a perfunctory response.

“Your bank is just afraid of taking risks and is unwilling to help.

If this matter gets out, your bank’s reputation will also be affected.”

Gao Yuliang said somewhat angrily.

The president was also somewhat displeased after hearing what Gao Yuliang said.

"Mr. Gao, you can't say that. Our bank operates according to regulations and cannot lend money arbitrarily just because of your personal needs.

Moreover, we have also provided you with some suggestions and solutions, and you can try other avenues. "

As the two talked, the atmosphere became increasingly tense and they began to argue.

"Your bank is so irresponsible that you watch someone in need without helping." Gao Yuliang glared at the president.

"Mr. Gao, you can't be so unreasonable.

We have done our duty, you cannot put all the blame on our bank." The president did not back down.

The quarrel grew louder, attracting the attention of other bank staff and customers.

Everyone looked at them curiously, not knowing what was going on.

Gao Yuliang realized that continuing to argue like this was not a solution, and he tried to calm himself down.

"President, I know I was a little impulsive just now.

But I am really anxious. Chen Yang is in a very dangerous situation now. I must raise 30 million US dollars as soon as possible to save her.

Can you help me think of other solutions?" Gao Yuliang's tone softened a little.

The president also calmed down, thought for a moment, and said, "Mr. Gao, I understand your feelings.

But our bank really can't provide any more loans.

However, you can try other financing channels, such as finding some investment companies or private loans.

But these avenues also carry certain risks that you need to consider carefully.”

Gao Yuliang felt a little hesitant after listening to the president's advice.

He knew that seeking higher interest rates and risks from an investment company or private lender might be a solution, but there was no better option at the moment.

“Thank you for your suggestion, President. I will consider it.

But I still hope that the bank can give me more support if possible.”

Gao Yuliang said.

The president nodded and said, “Mr. Gao, we will pay attention to your situation, and if there is a suitable opportunity, we will do our best to help you.

But you also have to be prepared, raising $30 million is not an easy task.”

Gao Yuliang felt heavy-hearted after leaving the bank.

He didn't know how to raise the remaining funds, nor did he know if Chen Yang could hold on until he raised enough money.