Chapter 412: The President Visits to Sell Yachts
Chapter 412: The President Visits to Sell Yachts
When Fan Wumian was worrying about how to adapt "The Good-for-Nothing Man" and considering whether to shoot "The Loser Lady" first to accumulate potential audiences in the North American market in advance.
The president of Standard Chartered Bank in Hong Kong suddenly came to visit with gifts.
Zhuang Muxi had just been driven home by the servant, and Fan Wumian received the white British male bank president in his living room.
As for the back garden, which was more suitable for short conversations, after the wedding, it was crushed by thirty or forty chairs, and the ground looked like it had been gnawed by a dog, leaving dents. Someone has been hired to repair it, and the agreed price is 7500 yuan.
The gardener hired from a nearby golf course has more professional lawn repair techniques and has special tools to cut a small piece of lawn. It is said that the repair marks are almost invisible. He will not be able to come until the weekend.
If it were in the mainland, it might only cost 1000 yuan in labor costs. Although the wages of port city residents are high, the price of labor is also expensive. Things like barbers, chefs, maids, and drivers are not cheap.
That's why Fan Wumian likes to place the headquarters in Hong Kong City and only employ a small number of employees to maintain normal operations. As for film and television companies, Internet companies, and brokerage companies that require a large number of manpower, they are all arranged in Shenzhen, Yanjing and other places in the mainland, which can save a lot of salary expenses.
When receiving the white bank president named Quentin Nelson, Fan Wumian specifically glanced at the gifts he brought, which included two bottles of Lafite red wine, a box of Cohiba cigars, a box of abalone, fish maw and bird's nest, plus a gold ornament with the words "Smooth Sailing" written on it.
There were six items in total, including cigarettes and alcohol. It was obvious that he adapted to the local customs and learned the essence of gift-giving.
A few brief pleasantries.
Quentin Nelson boasted about the mansion, and also mentioned the large jade that had just been cut, as well as the huge profits he made from investing in penguin stocks.
Two out of the three sentences were flattery, which made Fan Wumian think that he was lacking performance and wanted to win some loan orders from him.
said with no exaggeration.
Since he became rich, Fan Wumian has never paid for high-end ingredients himself. All of them were given to him by others, and he had so much that he could not finish them all.
He has received several items such as gold ornaments, and the Bank of China Hong Kong even gave him bundles of commemorative coins and banknotes, with a market value of 600,000 or 700,000 yuan.
Although he knew that the wool came from the sheep, and that these banks only wanted to win over big customers and get loan orders, Fan Wumian still felt comfortable when he was given gifts and the bad social atmosphere was blown in.
Chat for a few minutes.
The white bank president named Quentin Nelson asked his assistant to bring the golden sailing boat ornament with the words "Smooth Sailing" written on it and asked Fan Wumian:
"A young wealthy person like you, who is both fashionable and tasteful, would probably like a luxury yacht, right?"
"It's like this. One of our bank's big clients has recently run into a little trouble and needs to sell a luxury hybrid sailing yacht that was delivered just over four months ago. It took more than a month to deliver from Italy to Hong Kong, and it was actually less than three months old. It was seized by our bank as soon as it docked. Everything was brand new, like a brand new boat."
"It was produced by the Italian Perini Navi shipyard, the model is PARSIFAL III, and the total length is 176.6 feet. After looking around, Mr. Fan, you are the only one in Hong Kong who is most suitable for that sailing yacht. It can make you look more noble, elegant, and tasteful."
176.6 feet, equivalent to 53.8 meters.
"."
Fan Wumian never imagined that he came here just for this matter.
Banks often encounter customers who cannot repay their loans, and they seize countless items every year, including shares of listed companies, office buildings, passenger planes, land, etc., but yachts are relatively rare.
Especially for this kind of large luxury yacht, people who dare to buy it are generally wealthy and have a lot of spare money, so they will not easily fall into the dilemma of bankruptcy.
If buying a limited edition luxury car offers a chance of increasing in value, a big toy for the rich like a luxury yacht is a consumer good that starts to depreciate from the moment it is purchased.
Therefore, it is widely rumored that when buying a yacht, you will only feel happy on the first day you get it and the day you sell it, and the rest will be all trouble and expensive every day.
He considered buying a private jet. After all, he would be traveling more and more frequently, perhaps dozens of times a year. A luxury yacht was not something Fan Wumian had considered before, because he rarely held parties there and was always traveling around, so it was not of much use.
After listening to President Quentin Nelson, Fan Wumian asked curiously:
"A luxury hybrid sailboat? The kind with a mast on the deck?"
"That's right. It combines the elegance of a traditional sailboat with the luxury and convenience of a modern yacht. Its owner is willing to give a 20% discount and bear most of the transaction taxes and fees." President Quentin Nelson had no intention of cheating Fan Wumian.
It is indeed to prevent bad debts and to avoid affecting one's promotion that one tries to contact some potential buyers.
Fan Wumian then asked:
"Who is the seller? Is he from Hong Kong? Why did you sell it on his behalf instead of sending it directly to the auction?"
President Quentin Nelson nodded and explained:
“The seller is a Hong Kong businessman who owns a chain of hotels in Kuala Lumpur. He has known me for several years. The newly built five-star hotel has not yet opened, but his partner has withdrawn the funds.”
"Our risk control investigators have carefully analyzed his business and found that he was just short of working capital."
"Unless the worst happens, I don't want to withdraw his loan, so I am helping him sell off some of his non-core assets, and this hybrid sailing yacht is one of them. There are also a set of blue diamond jewelry, a luxury house in Singapore, several luxury cars, and several three-star and four-star hotels in Malaysia."
"If he successfully raises about HK$3.3 million, pays off some of the overdue loans and project funds, and finds other investors to cooperate with, our bank can issue him another loan."
Banks are not so kind-hearted. The core reason why they try to avoid directly withdrawing loans is that once the customer goes bankrupt and liquidates completely, the bank will lose more.
Like this yacht, if it does not go bankrupt and is sent to auction, it can still be sold normally at a price slightly lower than the market price. However, if it really goes bankrupt and is sent to auction, it may only be sold at 60% to 70% of the original price.
The five-star hotel currently being built in Kuala Lumpur will be auctioned off at a low price, which will leave a huge deficit on the bank's books. Every bank president is afraid of encountering such a situation.
Of course.
It is also possible that President Quentin Nelson had received bribes or had been held hostage by his clients, so he was willing to do his best to help.
These were none of Fan Wumian’s business, and he would not invest in a five-star hotel in Kuala Lumpur, Malaysia. After hearing this, he only replied:
"He's really unlucky. If he had come to Hong Kong to buy at the bottom two years ago, he would have made a lot of money by now."
Reaching out to take the folder handed over by the assistant, President Quentin Nelson said:
"Yes, I thought the competition in Kuala Lumpur would be less, but I didn't expect the partner to be so dishonest. These are the assets for sale. Mr. Fan, take a look and see if there is anything you like. The photo of the yacht is also listed. You are welcome to visit it at the Central Star Ferry Terminal at any time."
With the idea of finding a bargain in a second-hand market, Fan Wumian flipped through the information.
Among them was an old model Rolls-Royce Silver Thor with a license plate that read "I LOVE U". This license plate alone was worth at least four or five hundred thousand Hong Kong dollars.
There was also a red Ferrari Enzo with the license plate "OUO".
The two "O"s are on top and the "U" is placed below.
At first glance, one would think of a smiley face first. However, if one looks at it more carefully, it is so obscene that it makes Fan Wumian smack his lips. He inexplicably thinks of the funny scene in which the brothers "An Zhui and Mi Gen" branded Ω and π on their bodies.
To be honest, he thought this license plate was very interesting, but as a public figure, it was not appropriate for him to buy it.
This Ferrari Enzo with a mileage of only 7030 might be the car that some rich young master used to flirt with girls on the bar street of Lan Kwai Fong. He cashed out when his family business ran into difficulties.
A total of 83 assets are listed in the document, most of which are just for the sake of numbers and are not worth much.
After seeing the PARSIFAL III hybrid sailing yacht which is said to be brand new, the yacht has a pretty good shape, modern and elegant, but the estimated price is "99" Hong Kong dollars, which is just 999 dollar short of 999 million Hong Kong dollars.
I originally thought that this price was the purchase price, but after asking, I found out that it had been discounted and the original price was about HK$1 million.
Fan Wumian can afford it, but he doesn't think it's necessary for the time being. If he really goes bankrupt and has to auction it off, he can try to offer a low price...
(End of this chapter)