Chapter 422: You are seducing me

Chapter 422: You are seducing me

Chapter 422: You are seducing me

That night.

Zuo Ziyan played with her parents until after ten o'clock before returning to the hotel.

She kept on talking, telling Fan Wumian:

"We went shopping on Rodeo Drive first, but it was a little late and the brands my mom liked were all closed, so we only bought a few clothes and shoes for me and my dad."

"Then I went to the cinema and watched 'The Invisible Lover'. I saw several young white people eating, laughing, and talking on the phone. It really pissed me off."

"My parents praised you, saying that after you became famous and rich, your temperament has changed. You seem more mature and stable. They seem to be very satisfied with you."

Fan Wumian pricked up his ears and listened, then asked with interest:
"And then, you didn't ask how things were going between us?"

"."

Zuo Ziyan laughed awkwardly and said:

"Of course I asked. They told me to meet the right person so I can think about the important things in life in advance. It's obvious that they were referring to you. My dad also said that if I don't hurry up now, I might not be able to marry you in the future. I heard that the old gambling king mentioned you when he was having a meal outside and said that he wanted to find someone like you as a son-in-law."

"???"

Fan Wumian looked confused and asked in a puzzled tone: "Why did you mention me?"

"You ask me, who should I ask?"

She rolled her eyes at him.

Zuo Ziyan received a very good family education since childhood, and her personality is not like many rich girls who are domineering and arrogant.

However, she was very outstanding in all aspects, so it was inevitable that she would be a little arrogant. Seeing her parents praising Fan Wumian highly, Zuo Ziyan was quite depressed.

After all, they never praised herself like this at home.

It feels like the tortoise and the hare race, where the poor student made a comeback but was overtaken by Fan Wumian and now he has lost miserably.

She hopes to find a boyfriend who is capable and reliable, but the problem is that before she knows it, Fan Wumian has become too capable.

The total wealth between the two families seems to be only a few times different, but in fact it cannot be calculated in this way.

In the foreseeable future, it will be difficult for Zuo's Real Estate to develop significantly. It would be quite good if the Zuo family could increase their wealth by 10% every year.

In contrast, Fan Wumian’s assets are mostly concentrated in the Internet sector. The development potential of this industry is enormous, and high risks are accompanied by high returns.

The Zuo family's assets are around 15 billion Hong Kong dollars, even if they doubled to 30 billion, while Fan Wumian's net assets of or billion would double to or billion.

This means that the wealth gap between the two families may expand from billions to tens of billions.

Of course.

No one can predict what will happen in the future, Zuo Ziyan is just making an assumption.

She studied finance and business management at Cambridge University, and naturally developed a keen sense for these things.

The same is true for working.

There seems to be little difference between a monthly salary of 1 yuan and a monthly salary of 3 yuan, but the fact is that when it comes to saving money, the latter is much faster than the former.

If you have a monthly salary of 1 yuan, even if you can save 5000 yuan after daily expenses, you can only save 5000 yuan every month.

而月薪3万花掉5000块，却可以存2万5000块，等于是月薪1万块的5倍。

Considering that the saved money itself can also bring interest, financial management income, etc., it is likely that the asset size of the two sides will be far apart within a few years.

If the monthly salary is only three to five thousand yuan, and the living expenses every month also need to be three to five thousand yuan, this means that you can only make a living by working all the time.

Over time, the gap between this and a monthly salary of 3 will become even bigger.

The same is true.

The reason why Zuo Ziyan's father lamented that he might not be able to marry into this class in the future is that he thought that as long as nothing unexpected happened, with the scale of assets Fan Wumian currently held, the snowballing speed might be particularly fast.

Took a quick shower.

Zuo Ziyan took out all the humiliation she had endured in front of her parents on Fan Wumian, without letting him gain any strength at all.

After having enough fun, he took another shower and prepared to rest. The phone that Fan Wumian had placed on the bedside table suddenly began to vibrate. After looking at the screen, he found that it was a call from Mr. Quentin Nelson, the president of Hong Kong City Standard Chartered Bank.

Reaching out his hand to signal Zuo Ziyan to keep quiet, he answered the call and asked:
"Hey, Quentin, was the mortgage approved?"

".We are still going through the process, but I have asked the risk control department of the London head office, and there should be no problem."

President Quentin Nelson then laughed and said:

"I'm sorry to bother you. I'm here to discuss another matter with you. The price of the hybrid sailing yacht has been reduced again, from HK$9999 million to HK$9500 million, and it also offers super low interest rates, no interest in the first year, and only 3.3% in the second year."

".You are seducing me."

Having lived for more than thirty years in my previous life, many of my thoughts, ideas and living habits have already been formed.

The brand new yacht, which originally cost around HK$1 million, is now being sold at a reduced price of HK$2500 million. This gives him the illusion that "the yacht is on sale at a loss, and you'd be a bastard if you don't buy it." He actually thinks the price is quite cheap.

President Quentin Nelson just laughed and added:
"The head office has given a clear reply. If the businessman in Kuala Lumpur, Malaysia continues to default, they will formally sue and seize all his collateral next week. I can no longer help him. If I continue to speak up for him, even my own job will be affected."

"I was really forced into a corner, so I agreed to lower the price. I think based on this offer, it can be further lowered to around 9000 million Hong Kong dollars. You guys need to discuss the details."

"Or, if you make the deal with this latest offer, I can give you a used Ferrari Enzo with an "OUO" license plate, or any other item on the list."

The last time he heard that the other party might go bankrupt, Fan Wumian thought that once he lost power, it would be exponentially more difficult to turn things around.

It seems that the process of raising funds was not smooth. The purchase price was 8% off and the luxury hybrid sailing yacht was not sold.

There are many wealthy people who like modern yachts, but those who like sailing yachts are a minority. In addition, the price of this boat is so expensive, so it is normal that no suitable buyer can be found for a while.

Even if someone is willing to take over, knowing that the seller is having trouble raising funds, they will drastically cut the price down.

Fan Wumian has been in Los Angeles for more than a week, and it is estimated that he has not been able to sell the house during this period. The seller has to face the reality and make concessions again.

I learned that when I bought a yacht, I would also have the opportunity to get a Ferrari Enzo with a total mileage of several thousand kilometers at a low price.

This made Fan Wumian gasp, as if there were two villains fighting in his heart.

A voice told him that yachts were not very practical and there was no need to buy one.

Another voice told him that the cost of getting started was so low, and if he missed this opportunity, he might never see it again. It was still very cool to take a yacht out to sea occasionally, and invite some friends and acquaintances to play on the boat.

If the interest is paid first and the principal is paid later, and there is no interest in the first year, the payment time can be extended to the future, and there will be no financial pressure in the short term.

He turned his head and looked at Zuo Ziyan.

Her eyes were shining, and it was obvious that she was very interested in yachts. A few years ago, when her cousin Wei Linyuan got married, her parents-in-law gave Wei Linyuan a yacht worth 6500 million Hong Kong dollars.

Zuo Ziyan was younger at the time, and this incident left a deep impression on her.

In fact, she had not paid attention to such big toys before. Her family's financial strength was there, and she had no interest in clothes and bags. Luxury yachts were different. They showed wealth and status everywhere.

Just a few days ago, I felt that I was working hard and earning money, but only by spending it on enjoyment can I generate the motivation to continue earning more.

Swallowed.

Fan Wumian thought it would be a good idea to learn more about it first, so he said to President Quentin Nelson:
"I'm in Hollywood right now. I didn't bring the information I got last time. Would you mind sending me an electronic version of the list? I'll think about it and get back to you when I make a decision."

"no problem."

President Quentin Nelson continued:
"I have a few more calls to make, so there's no way I can guarantee the yacht will still be there once you make your decision."

This is an old trick used by sellers. They are good at creating the feeling that "their products are very popular."

but.

It is HK$3000 million lower than the purchase price of a new boat, and there is no need to wait two or three years for the yacht to be built. Maybe there will be other potential buyers interested.

"Hmm" said.

Fan Wumian's appetite was aroused, and he said:

"If it's sold, then forget it. You don't have to wait for me. It can only be God's will."

(End of this chapter)