Chapter 628 The lethality of this sentence
After hearing Fan Wumian’s joke.
"???"
For a moment, Xue Shiyun even forgot to continue crying.
Then she became disheartened, thinking that he looked down on her, and became even sadder.
Having no experience in dealing with such emergencies, Fan Wumian hurriedly handed her the paper, and finally realized that the girl only looked normal on the surface, but her heartstrings had been stretched to the extreme and she was on the verge of collapse.
no solution anymore.
Seeing the bodyguards opening the door upon hearing the noise, they thought there was an emergency inside and began to look around. Fan Wumian quickly waved his hand to indicate that everything was fine.
He weakly called out "Hello" a few times, but seeing that she didn't respond, he simply reached out and rubbed Xue Shiyun's head, then admitted defeat and said:
"Don't cry yet. Show me your company's information and I'll think of a solution."
"You are lucky to have met a soft-hearted person like me."
"From what you said, the bad debts from the bank are not urgent for the time being. It is really fatal to owe high-interest loans. As long as you are willing to cooperate with me, there may be some hope."
I was crying so hard, it was not easy to stop immediately.
Xue Shiyun nodded while sobbing, probably because she felt that she looked too ugly. She avoided Fan Wumian's sight, stood up and said:
"Excuse me, but where is your bathroom?"
Fan Wumian pointed upstairs and said:
"You can see it when you go upstairs. The button of the toilet on the first floor is broken. I just contacted the decoration company, but they haven't sent anyone to fix it yet."
Because of the embarrassment of losing composure, she even said something like asking him to be her "sugar daddy". Xue Shiyun lowered her head, not daring to look at Fan Wumian, and hurriedly got up and went upstairs.
Fan Wumian scratched his head and felt numb.
It feels good to eat melon, but it is really annoying to have the melon hit you on the head.
Although it is a mean person to kick someone when he is down and take advantage of someone's misfortune, facing such a situation, he felt that it was a bit exciting.
His life was going too smoothly, and he hadn't encountered a difficult situation like this for a long time, which made him feel fresh.
People's mentality is very strange.
When you owe 10 yuan, you’ll be anxious and want to make money. When you owe 100 million yuan, you’ll grit your teeth, tighten your belt, and maybe even think about paying it back slowly. But when faced with a debt of tens of millions, I’m afraid most people will have thoughts like “Whatever happens, are you going to force me to death?”
It is precisely because of this that there are so many deadbeats who are not afraid of boiling water and who are clamoring for money rather than their lives.
At first, Fan Wumian felt like he was being blackmailed, but he also thought that Xue Shiyun and her parents were quite kind enough to remember to pay back the money.
On second thought, I felt that this was probably just like a drowning person trying desperately to grab the last straw.
The information currently available is limited, but Fan Wumian pondered for a while and guessed that since he was acting as a guarantor for someone else and mortgaging his assets to the bank, he should only be able to loan out 70% to 80%.
Assuming that Xue Shiyun's family originally had total assets of 1 million yuan, it is equivalent to borrowing to million yuan from the bank. If the loan is repaid in full, these seized and frozen assets can be returned basically intact.
But if they cannot pay it back at all, the house will most likely be auctioned off at a price of 50 or 60 million RMB. After calculating the difference, her parents will still owe the bank a large sum of money.
There is no rush to consider these for now.
Fan Wumian just feels that a society based on personal connections is troublesome. Even though there are countless examples of people being betrayed by their relatives, there are still people who keep falling into the trap.
But he was different. He separated himself from silly old Fan from the very beginning. This move was indeed very wise. Now, even if that cheap old dad wanted to bring his friends to Fan Wumian's yacht for a while, he had to report and inform them in advance, otherwise the yacht club would not let them go.
As for the mansion at No. 89 Repulse Bay Road, it was even more impossible for Silly Old Fan and those strange women to live in it. Living under the same roof would easily affect his mood.
Wait left and wait right.
Several minutes passed, and there was still no movement upstairs.
Fan Wumian was worried that something had happened, so he went upstairs to check, only to see that the bathroom door was open and there was no one inside.
Stroll all the way to the master bedroom.
He then saw that Xue Shiyun was reserved and shy, wearing only a black underwear. Her skin was snow-white, and the curves of her body were extremely beautiful. She was standing by the window with one hand on her shoulder covering her front, not daring to see anyone.
Fan Wumian's eyes did not blink, but he said:
"Miss, what are you doing? It's not necessary. I didn't bully you." Xue Shiyun seemed to have made up her mind. She looked up and answered him:
"I'm afraid you won't help me, so I posted photos I took at the beach online. They all think I'm pretty and have a good figure. I can sign an IOU with you. If you ask me to go west, I will never go east. As long as you help my family, I will be yours."
The last sentence is extremely destructive to men.
I understand that she has no other options and has decided to just throw away everything.
There is still hope if she tries, but if she doesn't then her life will be really over. Even if she doesn't care about her parents' life or death, her own life will be downgraded from that of a pampered young lady to that of the lower class.
Not to mention studying in Canada or traveling around the world, even just living a relatively comfortable and ordinary life is not easy.
As long as she held on to Fan Wumian's thighs, all problems would be solved. This made Fan Wumian secretly sigh that she was really a smart person. She did not hesitate at all when it came to seizing the opportunity and was not vague at all when making decisions.
It is hard to guess whether she did this for herself or to help her parents, but Fan Wumian knows very well that many people are not afraid of death but are particularly afraid of poverty.
From this we can see that in the minds of many people, poverty is more terrifying than death, especially for those unfortunate people whose families have fallen into poverty. It is easy to go from frugality to extravagance, but difficult to go from extravagance to frugality, and it is difficult for them to adapt to the life of normal people.
He's not a young boy who hasn't seen the world.
Of course, he would not be so impatient as to be led by others. He said with a playful tone, smiling:
"Is it true that if you go west, you will never go east. Anything is fine?"
Xue Shiyun was a little scared after hearing this, but since things had developed to this point, there was nothing she could hold back on. She nodded repeatedly, walked to the bedside, and then knelt down to show her determination.
I really want to say, "You may underestimate the weight of 3500 million."
Thinking that such words were too hurtful to her self-esteem, Fan Wumian swallowed them back, bent down, picked up the skirt and threw it to her, then said:
"The last time I saw you, I thought you were pretty, and this situation makes it easy for me to get carried away. But bullying and taking advantage of others is something that I find difficult to do, even if my bottom line is more flexible. It's even worse than cheating."
"Put on your clothes first, and we can talk about the rest later. My assistant wants to learn yoga from you, so she's gone out to buy some things and may be back anytime. If she sees this, I won't be able to hold my head up in front of her for a long time."
"Since you are so obedient, then be good and give me your family's assets and liabilities, as well as previous financial reports. In such a good environment, your family is engaged in the business of building materials, cement and transportation. You are really a talent to bankrupt yourself."
The last sentence, which bankrupted the family, was actually less damaging than the sentence "Then be a good boy."
Having grown up in different environments, when Xue Shiyun's pride and self-esteem were thrown in front of Fan Wumian, an extra strange feeling inexplicably emerged in her heart, and the hairs on her arms stood up.
She was eager to put on the skirt as soon as possible, but when she looked at Fan Wumian, she found that this "gentleman" had no intention of leaving, but just continued to watch with interest.
Worried that if she put on the skirt before talking, it would not be effective enough, Xue Shiyun straightened her chest and back, trying to show her best side, and asked:
"Will you really help me? As long as you can help me escape from that old man who is crazy about his son, I will serve you wholeheartedly in the future."
Since they had known each other for such a short time, Fan Wumian was still worried that there might be something fishy going on.
Many examples can prove that if the benefits are big enough, it doesn't seem to be too difficult for girls to joke about their innocence. Of course, it is necessary to be a little vigilant.
All we can say is that the anti-fraud propaganda is very effective.
Normally, when someone gave him a blank piece of paper to sign, he would just tear off a small piece of paper and sign vertically, trying not to leave any chance for others to take advantage of him.
Moreover, the signature on business documents and the signature to fans are not the same.
Continuing to look her up and down, he suddenly understood why the owner of the villa next door was attracted to this girl. In addition to her beauty, she also had an excellent temperament. Fan Wumian pointed at himself and said:
"It's hard to say who took advantage of whom between us. The honey trap worked on me a little bit, but do you think I'm the kind of person who can't walk when I see a pretty girl? Let's talk business first. I have to go out to attend a preview tonight. I invested 1500 million in the project of "Love Call Transfer". I hope I don't mess it up."
At first, I thought Fan Wumian was very young, and as long as he was willing to take the risk, he would be easier to talk to.
Hear the words.
Xue Shiyun realized that in addition to being young, Fan Wumian was also a big boss worth tens of billions, so how could he be as simple as he seemed.
After clearly realizing this, she was no longer in a hurry to get an accurate answer. After all, businessmen put profit first and most of them would not do business at a loss.
In front of him, Xue Shiyun deliberately slowed down her movements to put on her skirt, and asked Fan Wumian to help zip up the back of her skirt, and said to him:
"I'll go home and sort it out as soon as possible and send you the information tomorrow, okay? I majored in accounting and finance at the University of Toronto. I've studied those documents countless times. Unless I get some new funds, there's no way to fill the hole."
Fan Wumian smelled the faint scent of perfume and replied calmly:
"Assets of hundreds of millions and assets of tens of billions are two completely different things. The knowledge you learned in school and at home may not be effective. Maybe if I say hello to the bank, your family's loan can be renewed. Besides, I have several large real estate projects on hand. If I help your family, it won't be difficult to turn things around..."
(End of this chapter)