Chapter 788: Tempering Bones and Producing Fragrance
"President Sun, what's the matter that you want to talk to me about?" Chen Xi asked Sun Dixun in front of him.
"Of course Mr. Chen is here to discuss business."
"Oh? If you mean the rural projects, why don't you talk about it at the meeting?"
"Hehe, some things are naturally hard to say because there are so many people around!"
Sun Dixun took a sip of tea, and Chen Xi also picked up the teacup.
"Mr. Chen has also seen the supply and marketing cooperative project. The capital demand is very huge. No matter which party it is, everyone wants to have a larger share. But these days, whoever has money is the boss, and distribution according to the proportion of investment is the most common phenomenon..." Sun Dixun saw that Chen Xi didn't speak, and spoke again.
"Oh, you called me out today just to discuss the shares with me in private?"
"That's not it."
Sun Dixun shook his head.
"So what did you mean by what you just said? And you made an appointment to meet with me alone, but what about the other two people from Huaxing Group?" Chen Xi narrowed his eyes.
"Mr. Chen, you haven't understood what I mean. I said that it is very common to get shares according to the investment ratio. If you invest more than others, won't you get more? Mr. Duan and we joined because this project is short of money. As long as you have money, you don't have to worry about other people's faces."
"Oh? Then what can you do?"
"I can lend you some money."
"you?"
"Yes, Mr. Chen may have forgotten what I do. Entrepreneurs need to borrow money from banks so that the project can continue to operate. I think Mr. Chen's conditions are very good. He is our bank's first choice customer. I think it is not a problem to borrow tens of billions. In addition, this project is so large, I think it is possible to borrow hundreds of billions..."
"Hundreds of billions? You must be kidding. Which domestic company can easily borrow hundreds of billions? Even a few hundred million is probably difficult. This loan requires collateral. There is no way my company in China can borrow that much money."
Chen Xi smiled. How could he not understand the other party's words? It was nothing more than Boss Xu's trick.
He had provided financing to others in his previous life, and he knew the twists and turns involved better than anyone else.
"Oh, Mr. Chen, I can tell from one glance that you have never taken out a loan in China. I had forgotten that you came back from abroad and are an empty-headed person. Let me explain to you the loan requirements in China..." Sun Dixun was not impatient at all, but instead began to deceive people.
According to him, there are many domestic companies that have illegally borrowed money from banks. Although listed companies have more financing channels, they also have a lot of loans from banks.
In addition to secured loans, corporate loans can also use credit loans. You can apply for a loan directly based on the company's credit rating and operating conditions without collateral. This is suitable for listed companies with good credit standing, and can also be operated with a third-party guarantee.
Sun Dixun meant that he could change Chen Xi's loan method to a credit loan. Of course, the credit loan figure was not high, but he could raise it slightly. If it was raised too high, it would be a bit troublesome, so collateral was needed.
Chen Xi's hauling became the first choice, using the customer's long-term lease contract as collateral to prove that he has a stable future cash flow. In other words, the car rented by the customer is the company's asset during the lease period, which means it is not owned by the customer. Banks usually only require ownership of the equipment but not the right to use it. So this place became Sun Dixun's operating space.
The loans that the Xu family made were not made randomly. They were all approved by the higher authorities. You can play by the rules and make loans illegally, but you can't make loans without thinking. If you make loans without thinking, you will be discovered immediately.
"But all this money added up isn't enough." Chen Xi spread his hands.
What Sun Dixun said combined is far from enough for the rural projects.
"You don't need so much money at all. You just need to take up more shares in this project, right? After the company goes public, the profits you get will be much greater than the loan interest, right?" Sun Dixun said proudly.
He has provided loans to so many companies and bosses, and none of them would refuse such a great temptation.
"I think we should forget it." Chen Xi shook his head.
"What are you worried about? The repayment time? The interest? Or do you think this project will not make money in the future? In fact, you don't have to consider all of these." Sun Dixun was stunned by the other party's words, and suddenly became impatient.
In theory, this deal is very cost-effective. Chen Xi loaned out the money and gave him a commission. As for whether the money is used to invest in agriculture, rural areas and farmers projects or to do something else, it is up to him to decide. It is simply a cost-effective deal.
Seeing that the other party was silent, Sun Dixun said again: "Do you think what I want is too high? We can discuss this!"
"Since you have mentioned so many advantages, why don't you give the money to other companies? Don't others want it?" Chen Xi asked back.
"Because this project is supported by the higher-ups, the approval process is very broad..." Sun Dixun was left speechless.
Doesn't he want to lend it to others? Of course he does.
But which company or project would require so much money?
"Oh, but I'm not short of money!" Chen Xi spread his hands.
"Not short of money? How could you not be short of money?" Sun Dixun thought the other party was joking.
"I sold all the virtual currencies I had during this period, and then found a few patriotic wealthy people in Hong Kong and Macau to support me. In addition, my father suddenly gave me a large sum of money for some reason. Now I have no shortage of cash in my pocket..." Chen Xi grinned.
"Well, Mr. Chen. I know that things can't be settled in one go. Don't worry, think about it slowly..."
Sun Dixun was also an old fox. He felt that Chen Xi's words were obviously an excuse, and he just wanted to bargain for a good price. He couldn't panic at this time, otherwise he would not get any benefits.
"President Sun, aren't you afraid that the other two will have opinions about doing this? They will not fail to see that you have loaned me so much money from the bank. You are just a vice president now, and there are people above you. There are so many senior executives in Huaxing Group..." Chen Xi teased.
"You don't have to worry about this." Sun Dixun chuckled.
Back at the hotel at night, Chen Xi was lying on the bed playing with his phone when several news suddenly caught his attention. The first one was from the Wall Street Journal: Smart container farms appeared in New York, and Wall Street elites began to produce and sell their own products. A batch of smart planting containers were newly installed in the headquarters building of JPMorgan Chase, which uses automatic light control and soilless cultivation technology. Employees can directly purchase freshly picked strawberries and lettuce. The price per pound is as high as $19, and the supply is in short supply.
Second, obsolete electric truck containers have been transformed into mobile farms, equipped with photovoltaic power generation and rainwater recycling systems. These vegetable trucks have appeared in the San Francisco Bay Area, and you can choose and buy by yourself when you open the door. The price is 30% cheaper than Whole Foods.
Third, the American supermarket launched a "puzzle cooking" trend and the blind box ingredient set ignited a middle-class kitchen revolution.
After Whole Foods launched a blind box ingredient set called "Culinary Cryptex" at its flagship store in Manhattan last week, it immediately sparked a buying frenzy. This innovative model of bundling premium ingredients with Michelin-style recipes is redefining the dining experience of Americans.
Each matte black box, which costs between $100 and $500, is simply labeled with imaginative labels such as "California Sunshine Three-Person Meal" or "New England Coast Feast". The reporter witnessed a Wall Street investment bank manager unpacking a "Tuscan Mist" blind box priced at $399 - it contained a Venetian glass dropper filled with white truffle oil, Parma ham in a Tuscan olive wood box, and a basil pot plant with roots and soil...
"This is more exciting than the stock market opening!" said the customer, holding up the gold-stamped recipe card that came with the box. The card detailed the "Five-Minute Molecular Olive Oil Capsule" technique specially designed by chef Thomas Keller, and even intimately marked the recommended Napa Valley red wine vintage.
According to the supplier, each set of blind boxes has a hidden dietary psychology design. The "Vegetarian Challenge" box contains plant protein that looks very similar to beef, while the "Nostalgia Series" may contain apple pie with the taste of childhood frozen with liquid nitrogen...
"Huh? What the hell. Are all Americans so good at playing?" Chen Xi muttered to himself as he watched the news.
The more he looked at it, the more he felt something was wrong. It seemed that these things did not exist at this time in his previous life, and why did these projects look more and more familiar?
At this time, the sun was shining brightly in America, far across the ocean.
In front of the French window, Saori, wearing a light green dress, was leaning over a large oak workbench, concentrating on sketching a design. The pencil rustled on the paper, and she stopped from time to time to bite the pen cap in thought, her light brown hair glowing like honey in the sun.
Ma Yueling leaned against a walnut bookcase, holding a cup of steaming latte in her hands, and looked at the girl who worked hard with tender eyes. Since she brought this girl with dreams to America, Saori has introduced a series of creative agricultural product designs into the local market in just a few months. Thinking that the girl can now stand on her own in the market, a gratified smile appeared on the corners of Ma Yueling's lips.
"Hmm" Saori suddenly stopped writing and tilted her head to look at the sketch she had just finished. She unconsciously tapped her chin with the end of the pencil, and her pink lips slightly opened: "Should I call Chen Xi now?" But she quickly shook her head, "No, it's already late at night over there."
The low murmur was caught by the sharp-eared Ma Yueling. She raised her eyebrows, walked to Saori's side, and deliberately dragged out her voice: "Oh, some people, their hearts and eyes are full of only that far-away Chen Xi." She leaned down, her red lips almost touching Saori's hot earlobe, "I wonder if you still remember who stayed up late with you every day to revise the plan and used all kinds of resources to support your entrepreneurship?"
"Ling, Sister Ling!" Saori's ears instantly turned red, and she waved her arms in panic, "How could I forget your kindness! I just thought that Chen Xi would be very happy to hear the news that I opened the American market."
Ma Yueling stood up, looked at the bewildered girl in front of her, chuckled and pinched her blushing cheeks: "Okay, I won't tease you anymore. I can't stay here for too long. We will go back when the business stabilizes. I don't feel comfortable leaving you here alone."
"It's okay, my father will have someone manage it here. Sister Ling, thank you for accompanying me here even though you are so busy..." Saori said these words from the bottom of her heart.
Ma Yueling was very kind to her, just like her own sister.
Although Ma Yueling usually has some ambiguous and excessive behaviors, Saori is not too resistant to the hugging and kissing between the two girls.
Knowing that the other party had her boyfriend in her heart, Ma Yueling didn't want to force the girl. Now they just take a bath and sleep together, and occasionally kiss and touch each other, but it was not as intense as before.
"Oh, I'm a little tired. Saori, come here and take a bath with me, and give me a massage." Ma Yueling rubbed her neck and hooked her finger at the girl, who stood up with a flushed face and walked towards her.
The bathroom was filled with mist, and the warm massage water formed delicate whirlpools in the bathtub. Saori pursed her lips lightly, and her fingertips carefully pressed Ma Yueling's smooth back.
The water drops slid down Ma Yueling's delicate collarbone. She suddenly turned sideways, her wet hair sticking to her blushing cheeks. "Saori. If you marry Chen Xi in the future..." Her slender fingers fiddled with the rose petals on the water, "Will you still stay with me like you do now?"
"Of course." Saori's fingertips paused, her voice as soft as water, "We are good friends."
The water rippled slightly, and Ma Yueling suddenly turned around. Her long wet hair spread out in the water, and she wrinkled her nose in dissatisfaction: "Just good friends?"
She, who was always aloof, now acted like a jealous little girl.
Saori met her aggrieved look, couldn't help but smile, and changed the topic: "We are good sisters."
Ma Yueling narrowed her eyes in satisfaction and crouched back on the edge of the bathtub like a sated cat. She felt Saori's massage with just the right amount of force, and suddenly reached out to scoop up a handful of water and splashed it on Saori's face.
"Ah~" Saori screamed, and before she could react, Ma Yueling grabbed her waist. Amid the splashing water, Ma Yueling's laughter echoed in the bathroom. Saori's soft words of begging for mercy quickly turned into rapid panting, and then gradually turned into gentle coquettishness.
In the misty water vapor, the figures of the two people vaguely overlapped, and the water waves in the bathtub gently hit the porcelain wall, making a subtle sound.
A few days later, Chen Xi returned to Xinlu.
First, he inspected the surrounding strawberry bases and whitebait farms, and then came to the investment company.
Looking at the reports from the people below, Chen Xi's expression changed a lot.
Before, Yin Anwei and others were sent out to expand the territory. Some of them were indeed successful, but most of them have not made any progress, and many guys have lost a lot of money.
Starting a business is not that easy, otherwise everyone can become a big boss.
Chen Xi also knew this, and he mainly wanted to train these people well.
"Mr. Chen, I think it would be better to call them back so as to reduce the losses." The financial director pushed his glasses and said.
"Just keep the loss within the budget." Chen Xi closed the folder, looked out the window at the gray sky and said, "Without the bone-chilling cold, how can the fragrance of plum blossoms fill the air?"
"..."
Hearing this, the CFO was speechless.
Usually this kind of training method is used by fathers to their sons, but I didn’t expect to see it on these people. (End of this chapter)