Chapter 977: More investment leads to higher returns!

Chapter 977: More investment leads to higher returns!

"This time, there's basically nothing wrong with the mud monkey. It's just waiting for your production line. You have to be quick. The sooner you get there, the sooner you can make money. I don't make much money myself." Ma Kangri said with a smile.

"The cost is over 70 billion, don't you have a loan?"

"Why not take out a loan? The interest rate is not high now, only 6.5%. I took out a loan of 5.5 billion yuan from ICBC for years, and the interest rate is %.

This price is pretty good, they didn't even ask for collateral or a guarantor, your military is really awesome." Ma Kangri gave a thumbs up.

"Is the annual interest rate of 5.5% a fixed interest rate? Do you really think that the military has given you a few platforms for free in the past years? The upper echelons and banks all know that you are the military's money bag.

What's more, your domestic enterprises are developing very well, with a very low debt ratio, and these banks have a clear understanding of them.

ICBC has a promising future, and many of our colleagues in the institute have bought their stocks as long-term investments.

There is also China Merchants Bank, which is also promising. Founded in 1983, China Merchants Bank is the first joint-stock commercial bank in my country owned by corporate legal persons.

The headquarters is in Shenzhen, which is also different, but it is a pity that it has not yet been listed. "Cao Dongfang said about the two banks.

"It's basically a fixed interest rate, unless the deposit rate reaches 5%. Then if the deposit rate goes up by 0.1%, we will also increase by 0.1%."

"become!"

“Should we have opened a bank back then, or should we open a bank now?” asked Ma Hua.

"There is no need. All kinds of financial industries can make money, but if you don't play it well, you will lose money. Besides, the water is too deep, and you don't manage it yourself.

If you want to borrow money to earn high interest in the future, tell me and borrow directly from Gangcheng and Bank of China, they will reduce the interest rate to the lowest. "

"You are really awesome. One is temporarily considered a foreign bank, and the other is a national bank, and you can handle both.

Is Lou Bancheng dead? I remember there was an obituary for him last year. His life was worth living. He was evaluated as much as a minister. He is still working in the steel mill after he came back.

"He passed away last year at the age of 86. His steel plant had a capacity of 15 million tons. It was a private enterprise and also a franchise. He made great contributions to the country in the past 20 years."

Cao Dongfang did not say that it was his own credit.

"Lou Bancheng is no ordinary person. He has been one since before the founding of the People's Republic of China." Ma Kangri admired Lou Bancheng very much.

"He doesn't have as much money as you. Cheers, Mr. Ma." Cao Dongfang raised his glass.

"Just one glass. I won't drink with you if you drink more than that." Ma Kangri suffered a huge psychological trauma.

"What else do we need to do?"

"Donate more real money to charity, and your software will also develop. In five years, a net income of 300 billion a year will be enough.

There is a lot of money in the world, you can't make it all. Some places can't be fined, you can only sell their products. If you want to rebuild without money, forget it." Cao Dongfang sneered.

"Is it very profitable to smuggle in Russia? I know many people are doing border smuggling. They are all light industrial products, and many people buy them from me." Ma Hua asked.

"A few people smuggling only makes a small amount of money. The amount of smuggled materials they smuggle cannot keep up. The amount of smuggled materials also determines the profit of smuggling."

"They said the profits were high. I didn't ask how much exactly. They were just small businesses." Ma Hua said so and didn't care.

"I will help you in the second half of the year. You can pay export tariffs normally, and you don't have to pay import tariffs. It won't be a problem to earn 10 billion yuan a year."

"So many? Ten billion a year is really a lot, and there are not many billionaires in China."

"Your cost will not exceed 1.5 billion."

"Dry!"

MCA is very smart, the military’s actions are foolproof, why not make money?

There is no smuggling by any country, and what there is is just normal trade, including military supplies and civilian supplies.

Cao Dongfang knew that there were a lot of black markets there, in all the bigger cities. If he sold them in the top 20 black markets, it would not be difficult to make 10 billion a year.

What do they buy with? You underestimate those who run the black market. How dare you run a black market without any background? On the surface, they are all former criminals, but who are they behind the scenes...

Cao Dongfang was not worried at all that they could not afford it. Is 10 billion a year a lot? It is estimated that even 20 billion would not be enough. The profit here is too huge.

"Han Yan, your son's problem is just a small matter. If you need anything in the future, please tell him. He has a little capital now and can open a factory. It all depends on your son. We will help him if we can."

"I'll go back and ask them."

........

After dinner, when I returned to the courtyard, I saw Xu Damao, who was full of vigor and vitality. He was bragging with the second generation. He waved his hand, pointed out the way forward, wrote passionate words, and looked down on the former marquis.

He looks like a big boss and is obviously a super important person.

When I got closer and listened, I realized that this guy was bragging about his rookie trip again, as if he was treated like the president, with so many bodyguards and guards. Anyone who didn't know would definitely believe him.

"Da Mao is bragging again? Are you a rookie? Come and tell everyone how the foreign horse riding competition is played." Cao Dongfang interrupted Xu Damao's bragging.

“That doesn’t count. It was my first time there and I went a little too far. I’ll be more careful next time when I have more experience. Horse racing is still fun.

Next time I go there, I will continue to do this. I will take it easy and won't be the same as last time. "Xu Damao also felt that the last time was too embarrassing. He was overrated even if he walked against the wall.

"You'd better be careful. You are already rich. You should enjoy it slowly. Don't jump in all at once. There are not many pleasures in life."

"What are you talking about? I don't understand." Liang Ladi didn't know what happened to Xu Damao with the rookie Deng.

"If you don't understand, don't ask. Just listen."

"Humph, it's not a good thing. I won't ask you, and you won't tell me even if I ask. This time I'm asking you about something serious.

Is it correct for Xu Damao to continue to expand production at Mud Monkey?

"Of course, it would be a good idea for Damao to let them make back their investment in two years and then use the dividends for several years to invest."

"That's right. With the dividends this year and next, everyone can get their capital back first, and then use the dividends for the next three years to expand the scale of production. If it's not enough, we can slowly pay back the loan. It's not much." Xu Damao had an idea.

"This is great, you can sit at home and make a lot of money. Five years later, you can get 1 billion yuan in dividends a year. How many people can compare to you? Damao is still smart."

"So much, it's impossible, right? We each invested only 100 million." Liang Ladi and others couldn't believe it.

“I won’t discuss the details with you. Next year, we will get our capital back and start the expansion. You will never suffer any loss. The annual dividends of a steel mill will be several times your capital in five years.

Liang Ladi, if you have money, we can buy a few black horse clubs to serve you well. Goodbye, everyone. "Cao Dongfang left and returned home.

"I don't want any dark horse club. Don't think I don't know what they do?"

"It's really boring for you to have money but not spend it?"

"Brother, what are you bragging about with Xu Damao and the others outside?" Cao Jiajia saw Cao Dongfang coming back from the window.

“I’m not bragging but telling them that Xu Damao is right to expand production and then invest the dividends.

Don’t just look at the present, you also need to consider how to make money in the future.” Cao Dongfang replied.

"I heard you talk about the profits here. I agree to continue investing, and so does Sister Yushui. As for others, they think Xu Damao is exaggerating to deceive them, so they dare not follow suit."

“If they don’t follow up, you and Yu Shui must. In five to ten years, you will have a terrifying cash flow, and it will be convenient to do anything.

Whether you want to open your own factory or invest in other companies, you have enough capital. Your voice will also increase greatly. "

"Dongfang, don't they understand how big the profits are? It's normal that they don't dare to follow up. How much dividends can they get after five years?" Song Xianxian asked.

"The total dividends for one year will not be less than 30 billion, and it is more likely to be 40 billion, which is more than ten times their investment." Cao Dongfang heard Ma Kangri say.

"So many? Jia Jia should get more shares." Song Xianxian still favors her own people.

"So they want to get more shares. I still have 2.4 billion. If they don't want it, I'll take it all." Cao Jiajia was blinded by the money.

"If you don't have enough money, I'll help you this time." Cao Dongfang did not refuse.