Chapter 984 Hou Kui enters the mud monkey market!

Chapter 984 Hou Kui enters the mud monkey market!

On Sunday, Cao Dongfang came to Chen Xueru's home and asked Hou Kui to let him expand his business to the Nihouzi people and occupy the Nihouzi market.

"Are you okay today? Why did you think of coming to my place?" Chen Xueru was quite surprised to see Cao Dongfang coming to her house. It was not usually the case that someone would come to her house openly unless it was a festival.

"Hello, Grandpa Dongfang." Dingdang and Caiyi greeted.

"Congcong, this is Grandpa Dongfang Zheng. The jade pendant you are wearing was given to you by Grandpa Dongfang." Xiao Xing introduced Cao Dongfang to his son, "Hello, Uncle Dongfang. Hou Kui will be back soon."

"Hello, Grandpa Dongfang." Congcong also greeted.

“Hello.”

"What do you want to see Hou Kui about?" Chen Xueru asked.

“As for business, he has almost expanded the domestic market, and entering the mud monkey market is at least a market of 50 million people.

Then there is the South American market, so if you can enter it, you can enter it. It is also a big market, and it lacks the products that Hou Kui has. "Cao Dongfang said a few words briefly.

"Isn't there any risk in going to the Mud Monkey?"

“There is not much risk. MCA, Anti-Japanese and Xu Damao are all setting up large-scale factories in Nihouzi and making a lot of money.

I also persuaded the upper echelons of the Mud Monkeys physically that there are soldiers protecting people there, so it is not dangerous to go to small cities." Cao Dongfang replied.

"As long as there is no danger, you are using physical methods to persuade others, and it seems to be quite effective." Chen Xueru smiled.

"Uncle Dongfang, what is physical persuasion?" Xiao Xing didn't know.

“Haha, your uncle Dongfang’s physical persuasion is to put a knife on someone’s neck.

Then they talk to them about life and ideals, and when they think he is right, they do what he says, and this has been the case since the 1960s. "Chen Xueru said with a smile.

“That works too!”

“There are too many people in the world who are afraid of death. Although this method is a bit simple and crude, the effect is still very good,” Chen Xueru explained.

“It seems so.”

"Uncle Dongfang, you have time today, why are you here?" Hou Kui returned home.

"You are still young and energetic, and you still go to work in the company on Sundays. I came here to ask you how much cash you have in your hand? I asked you to go to Nihouzi to build a factory." Cao Dongfang went straight to the point.

"I still have 160 billion in cash. Can I build a factory in Nihouzi?" Hou Kui replied.

"The cash is not small. How much loan do you have now? It's no problem to build a factory in Nihouzi. There are many women there, but the education level of local women is not low.

Your factory is also suitable for women to work. As long as it does not involve the military field, you can open a factory there. You don't have to go to a chip factory.

This time you open a private bank there, an investment of NT$500 billion in three years is enough, discuss the size of the factory with the MCA and the Anti-Japanese, they found out last Sunday.

"My company doesn't have any loans. Do I have enough cash on hand? Don't I have to leave some as a cash chain?" Hou Kui was also worried that there would not be enough money.

"If you don't have a loan, you can go to the Bank of China for a loan of 300 billion to 400 billion for 20 years. I can get you a loan of 3 trillion from the Bank of China.

The annual loan interest rate is 5.5%, and the bank deposit interest rate is less than 5%. Your interest rate remains unchanged, and it will only change after the deposit interest rate reaches 5%. If they increase by 0.5%, the loan interest rate will increase by 0.5%.

Three or four hundred billion yuan in loans is not a lot? You also need to learn to make money with other people's money. Banks are waiting for you to borrow money, otherwise how can they make money?

If you don't have large negative assets and loans, you have to borrow money from the bank. If you want to become bigger and stronger, you have to build good relationships with them and make money with other people's money.

For your domestic company, the 50 billion loan is only about % and can be repaid with three years of net income, not to mention a -year term.

Use the extra money to open a bank directly in Nihouzi, and then expand the scale there, and then to the whole world. It will not be difficult for your bank’s branches to enter the country.

These people are recruited locally or from all over the world. Europe has many talents in various fields, and they are all unemployed at home. "Cao Dongfang told Hou Kui what to do.

“It’s a good idea to open a bank. I’ll go back and take a look at replicating a number of enterprises at Nihouzi. I’ll discuss this with MCA in a few days.

Go there to investigate, and then recruit people to borrow money to build the Guanghe Bank. "Hou Kui also thinks it's a good thing.

"The three of you stay with the Mud Monkey for two years and keep an eye on the movements of the previous consortium. If they show up, join forces to crush them and don't let them get bigger.

You guys are involved in various fields in the Mud Monkeys. I'll give you a phone number. This is the phone number of the local Mud Monkey boss.

If you go directly to him, he will send someone to protect your safety. You don’t need protection from others, but there are others who do. "

I understand.

Cao Dongfang chatted with Chen Xueru and others, played with the three children for a while, and went home after dinner.

Hou Kui is also the big boss, so you don’t need to say anything about what to do next, they will do it well.

........

Time slowly came to the end of June 1994. A year later, my grandson had his first birthday. Before his birthday, he could speak, walk a few steps, and call me grandpa.

Cao Jiajia has been jumping and skipping when she walks in recent years. Their dividends this year are as high as 27 billion yuan, with 13 billion yuan distributed to everyone, and she got 1.3 billion yuan.

The other half was used for expansion expenses. Xu Damao obediently started to take out loans to ensure that the company did not have high loans and learned to make money with other people's money.

Xu Damao was very envious of the banking industry in the hands of Ma Kangri and his people. In Nihouzi, the locals still liked to use credit cards for consumption and did not save money.

The current deposit interest rate there is 4%, and the credit card repayment rate is 12%, which is still low. When I was a rookie, there were many companies that offered a credit card repayment rate of 20%.

Banks make money as soon as they open, there is no need to wait for several years. It’s still because of different consumption concepts.

Xu Damao finally decided to invest another 1 billion to buy 9% of the bank's shares in Kangri. In five years, he would use another 10 billion to buy % of the shares, bringing their bank shares to %.

It is now calculated that it will take fourteen years to recoup the investment, but in a few years it will not be fourteen years. The banking industry here is growing rapidly and has already reached two neighboring countries.

Maple Leaf Country and Mexico Country.

At the end of last year, individual wages in the company run by Ma Hua and the other four generally increased by 10%, which once again boosted consumption there, and other companies had no choice but to follow suit and raise wages.

The economic situation in Nihouzi is very good and is truly beginning to recover, but there are too few people, and even fewer young and middle-aged men.

This problem will only get better in five years, when the local children grow up and the number of local immigrants will increase.

........

"Minister, our aircraft carrier fleet will be fully built next month and can be launched for sea trials. The Navy is preparing to hold the August 1st aircraft carrier launching ceremony.

You must go when the time comes. You are the first person invited by the Navy. They are very excited now. "The Chief of Staff is also happy.

"August 1st is a good day. Let's go together. There should be no problem with their naval technology."

“This is our first time having an aircraft carrier fleet, so the technical level may be a little lower, but there will be no problem operating them, and they will not embarrass themselves.

As for the other warships, there are no problems. They have had all of them before. This time it is just a technical upgrade. They are all automated and there will be no problems. "The Chief of Staff is very confident.

"Nothing can go wrong. If we want to build three more aircraft carrier fleets by the year 2000, will six years be enough?"

"If we build three more aircraft carrier fleets, it will take six years, and the shipyards will have to be expanded. The docks of each of our eight military shipyards will have to be expanded by at least three.

We can ask the navy for the exact number. They are on duty 24 hours a day waiting for all kinds of warships to go to sea.

"become!"