Chapter 1254 Book
Chapter 1254 Book (Additional chapter 7 for leader Yu Yuanchuyu)
I woke up one night and it was snowing all over the sky.
Inside the Huangnu Palace, the aroma of tea wafts in the air.
Shao Xun leaned back on the couch, looked at Shan Yinan, and said, "If you have nothing to do, you can write a book."
Yang Xianrong was making tea and glanced at Shao Xun when she heard this.
Shao Xun smiled at her, as if to say, I have just confirmed that your niece is not pregnant, and I haven't had time to bully her yet.
Yang Xianrong turned around and made tea.
Shao Xun was extremely satisfied.
He remembered that when they drank tea for the first time in Guangcheng Palace, Yang Xianrong said with gritted teeth that it was the first time she made tea for outsiders other than her elders.
nice!
"What book does Your Majesty want to write?" Shan Yinan asked softly with his head down.
"No need to be too serious, just pick out some anecdotes, and I'll order the bookstore to print it after you finish writing."
"Anecdotes from Jiangnan?"
Shao Xun thought for a moment and said, "That's right. However, I also have some anecdotes here."
Shan Yinan looked at him curiously.
Yang Xianrong brought the cooked tea over, one cup for each of the three people.
Shao Xun took out the note from his sleeve, placed it on the table, and began to tell the story of what might be the first commercial bill transaction between him and his daughter in human history.
Shan Yinan listened and looked at the document.
The honey-scented paper produced in Guangzhou, also known as "agarwood paper", has a faint fragrance.
The color is slightly brown with some lines, the texture is tough and not easily damaged, and it is indeed a good item for writing documents.
But as she listened, her thoughts shifted to the story itself.
At last, she opened her cherry lips and said, "Your Majesty calls this thing--"
"Commercial bill."
"If you want money, don't you have to ask your Majesty for it?"
"It has nothing to do with me." Shao Xun stood up and looked for a pen and ink. After taking it, he sharpened it for a while, then picked up the pen and dipped it in water. He said, "Fu Bao transferred this commercial bill to me. I will wait until April next year to take the bill to Luoyang Market. Liu Xiao will give the money to the market, and the market will give it to me. This account will be settled, and Liu Xiao can do business in the market."
After that, he wrote a line of words on the back of the bill and said, "I'm transferring it to you now. Um, it's still missing a seal. I'll have someone come and stamp it later."
He pushed the commercial bill in front of Shan Yinan and said, "Take this bill to the market in April next year, and the money will be yours. It has nothing to do with me. It's just Liu Xiao who paid you."
To put it bluntly, this was a private commercial bill issued by Liu Xiao and the Shangdang Liu family he represented, which stipulated the payment date and amount.
The holder of the bill can transfer it, but this is considered early redemption, which is equivalent to using future money now. You have to pay something, so it needs to be transferred at a discount, which is called "discount".
The handwritten transfer text on the back of a commercial bill is called "endorsement".
Shao Xun carefully explained these nouns to Shan Yinan and made sure that she understood them because they were going to be written into the collection of short stories and there could be no deviations.
After finishing the explanation, he wanted to talk about the origin of commercial bills, but he felt it was difficult to explain the background of the story, so he gave up.
Many tools used in the financial industry in later generations have actually been developed step by step over a long history.
Commercial bills appeared in Europe in the Middle Ages.
Due to the shortage of precious metals, a currency called "bank lira" appeared in Italy at that time. It also had no physical object, but was an artificially defined accounting currency.
Merchants gathered together to trade with this currency. At the end of the trade, someone would receive money and someone would pay money. At this time, someone would issue a payment receipt. When they gathered together to trade at the same place again the following year, they would first settle the old accounts and then start a new business.
That is to say, the repayment period of this payment voucher is one year.
Why do people believe that you will pay after one year instead of running away? In fact, to put it bluntly, the ones doing business are always those families. For example, the bills issued by the Medici family in Florence will be recognized by others because their family is enduring and powerful, and they will not worry about not paying.
Commercial bills are a supporting financial service tool derived from the centralized trading model of the Expo. They can solve a large part of the currency shortage and capital turnover problems caused by the scarcity of precious metals, and are of great benefit to business.
Disputes due to loss or alteration of bills of exchange are not excluded, but what is without disadvantages? As long as the overall advantages outweigh the disadvantages, that's fine.
Even if a dispute arises, it is a matter between the two families (the issuer and the holder) and has nothing to do with the government or the court.
This is something about credit. It tests whether the person who issues the bill is trustworthy. If not, naturally no one will dare to accept his bill in the future. If he is trustworthy, he can also obtain real benefits.
"I knew about the market when I was in Jianye." Shan Yinan was stunned for a moment, then said, "I heard that merchants would stamp their seals when they traded with each other?"
"That's right, it's just that the merchants are seeking comfort." Shao Xun said, "The government office of the market doesn't care about the transaction between the two parties, it just collects taxes. Maybe they think that if the government office stamps the seal, the transaction cannot be cancelled, so they let the mayor stamp it, which looks like a flower, so it is also called 'stamp tax'. The market office charges a small amount of money for stamping, and this money is called 'stamp tax'."
Commercial bills, discounts, and endorsements are all very old things. Stamp duty came later, appearing at the Amsterdam Expo and Stock Exchange around the first half of the 17th century (during the Tianqi period of the Ming Dynasty).
In fact, they are all derived from the centralized trading business model.
Shao Xun could only think of this one solution to solve the problem of currency shortage.
If any dynasty issues paper money in the future, he will also be credited for this, because he has warmed up the market and made it have a basic level of acceptance of commercial bills.
If they accepted commercial bills, they would not be so resistant to the paper money issued by the court. In fact, paper money could start with the name of "Treasury Exchange Certificates" and be anchored to physical objects. In fact, the Japanese yen was originally called "Exchange Certificates", but later, after the people got used to it, it was changed to be non-exchangeable and became a pure credit currency.
Shao Xun briefly talked about things like "Minbu Exchange Vouchers" (anchored to cloth), "Shaofu Exchange Vouchers" (anchored to salt), and "Si Nong Temple Exchange Vouchers" (anchored to grain), which were not much different from paper money.
But he did not plan to issue it because he felt the time was not yet ripe. He could only try to promote some concepts, transform the business model of this era, and enrich the financial knowledge of this era.
After all, many things still have to match productivity.
After Shan Yinan finished listening, he looked at Shao Xun for a few more times and asked, "Your Majesty, would you like to give this book a title?"
Shao Xun was about to say no, but paused, then said, "Let's call it "A New Account of Tales of the World."
Shan Yinan stood up and walked to a place, took out paper and pen, then knelt down and began to write.
Shao Xun sipped his tea leisurely while watching the beauty writing furiously.
This woman is quite special. She doesn't seem to be strong at all. Could it be that she has been trained by Yang Xianrong?
Yang Xianrong was looking at Shao Xun. She felt a little uncomfortable when she saw that his eyes were always on her niece.
At this moment, Shan Yinan had finished writing the short story and handed it to Shao Xun.
Shao Xun took it and looked at it——
"Duke Jingfu presided over a meeting with the emperor with honey-scented paper, saying that the Shangdang Liu family owed 18 dragon coins, which they would exchange in the Luoyang market in April next year."
"The emperor looked at the ticket and laughed, saying, 'Can I exchange it for seventeen ingots of platinum?'"
"The princess frowned and said, 'Why reduce one?'"
"The emperor stroked his beard and said, 'The way of business is to negotiate the prices of wine and food.'"
"The princess stamped her feet again and again, and finally agreed. She then ordered the left treasury of the Ministry of Finance to take out silver cakes and put them in a bamboo box, which was as bright as snow. The princess ordered her servants to stamp the certificate, and the red pattern was shining." "The emperor said to his attendants: 'This certificate can be pawned again, and the profit will be great.' The officials of the Ministry of Finance lowered their heads and suppressed their laughter. They only saw the sun's shadow moving obliquely, and the smell of copper still floated in the golden light in the room."
Shao Xun's face darkened after reading it, and he said, "Delete the last sentence."
Shan Yinan bowed his head and agreed.
"Add the commercial bills, discounts, and endorsements I mentioned." Shao Xun added, "Rewrite it."
After saying that, he stood up and walked to the window, looking at the white snow outside.
Yang Xianrong came over and said softly, "You are becoming less and less of a human being now."
Shao Xun was speechless.
"The Earl of Linyi has sent you the divorce letter. Do you want it?" Yang Xianrong asked.
Shao Xun wanted to say no, but after looking at Yang Xianrong, his heart softened and he said, "Yes."
Yang Xianrong's expression lightened up a little.
Shao Xun hugged her gently and said, "As long as you are happy, I will listen."
"Then let my niece go." Yang Xianrong said.
Shao Xun looked at her and said, "I have fought many battles all my life, worrying about state affairs, never oppressing the people, never exploiting and plundering, and this is my only hobby..."
Yang Xianrong also softened her heart and said, "Forget it, what's the difference between you and the Hu people?"
Shao Xun chuckled and said, "I am here to fight against the Hu people."
Yang Xianrong glared at her and went outside to prepare some snacks.
Shao Xun returned to the desk.
After a while, Shan Yinan rewrote a copy. Shao Xun took a look and found that almost all the details were written clearly, so he nodded and said, "Okay."
Shan Yinan hummed.
"Have you been living with your aunt these days?" Shao Xun asked.
"Yes."
"Did you sleep well?"
Shan Yinan raised his head and looked at Shao Xun, and hummed again.
"I find it hard to believe that you are the one who has been in charge of the overall situation and has been fighting against me for so many years." Shao Xun sighed, "Are you tired?"
Shan Yinan's eyes finally changed.
"No need to be nervous." Shao Xun smiled and said, "I feel that everything is complicated when I plan the overall situation. I am surprised that you can persist for so long. Your aunt told me some things about you, but why bother? Come!"
Shao Xun stood up and stretched out his hand.
Shan Yinan hesitated for a moment and then extended his hand.
Shao Xun took her hand and walked to the corridor outside the door, saying, "Is the snowstorm in Jianye so severe?"
Shan Yinan shook his head. Snowflakes fell on his fur coat, sparkling and clear.
Shao Xun gently brushed away the remaining snow on her hair and said, "If you don't like writing Shishuo Xinyu, forget it. I'll find someone else to write it."
Shan Yinan looked at the icicles hanging from the corridor and said, "Your Majesty, there is no need to do this. I just like doing these things."
Shao Xun looked up, reached out and broke off two, tapped them lightly in his hand, and then handed one to Shan Yinan.
Shan Yinan took it in surprise, then gently tapped the ice spike in Shao Xun's hand, making a slight sound.
Shao Xun knocked back.
Shan Yinan smiled and knocked back.
"Like a three-year-old child." Yang Xianrong walked over and said disdainfully.
"Your aunt prepared persimmon cakes for you. I've never eaten them before." Shao Xun pulled Shan Yinan into the house and sat down.
Shan Yinan sat next to Yang Xianrong, feeling somewhat happy.
"It's much better than when she first came. She looked so lifeless then." Yang Xianrong looked at her niece and sighed.
"Your place is so relaxing, Yi Nan will naturally feel comfortable." Shao Xun said with a smile.
"The feeling of having all the military and national affairs weighing on me is something I've experienced in my time..." Yang Xianrong seemed to remember something and was slightly dazed.
"If you had succeeded in helping the prince ascend the throne, what would you have done to me?" Shao Xun asked curiously.
"I'll kick you away, you lustful person." Yang Xianrong glanced at him and said.
"Then I will cross the river and go south to serve Yi Nan." Shao Xun said.
"Haha." Yang Xianrong sneered, "If you go to Jiangdong, Wang Dun and Wang Dao will kill you with just one word. You are not even as good as Su Jun in status."
"Why is it so?" Shao Xun shook his head.
Yang Xianrong glanced at Shan Yinan and said, "Will you kill this traitor?"
When Shao Xun heard this, he laughed so hard that he couldn't stop.
Shan Yinan lowered her head and said softly, "If he has made great achievements, I might let him guard Shouchun or Huaiyin. The Shan family is small and needs a general to lead the army. Few scholars in the south of the Yangtze River are willing to rectify the refugees in the north of the Yangtze River. In addition, the Wang family of Langya will eventually need someone to check and balance them."
After saying this, Shao Xun looked at Shan Yinan seriously again. This woman was not as "naive" and "childish" as she had just behaved.
"He has a rebellious mind, and he might cause a Shao Xun rebellion against you one day," said Yang Xianrong.
"As long as we guard the ferry, Shouchun and Huaiyin will not be in chaos." Shan Yinan said, "The refugee army in northern Jiang is not united, and the local big families will not supply food and weapons. In the end, they will be unable to continue, and I'm afraid they can only flee north to Liu Han."
"It will be hard to make a name for myself if I go to Jiangnan." Shao Xun picked up a persimmon cake, chewed it slowly, and then said with a smile: "I'm afraid I will have no choice but to serve the Queen of the Mountain wholeheartedly."
"Would you?" Yang Xianrong asked, "What were you thinking when you knelt under my skirt? Yi Nan would be blind if she believed you."
Shan Yinan looked at Shao Xun in surprise.
Shao Xun's face turned red and he said, "You always think the worst of me."
"You are so bold that you are rarely seen in the world." Yang Xianrong didn't believe it. She had no idea how many times her queen's dress had been torn in the past twenty years.
"Forget it." Shao Xun sighed deliberately, stood up and said, "Changqiu, you are too angry today, so I will stay away from you."
After that, he looked at Shan Yinan and said, "Don't get tired and spend more time with your aunt. I owe her."
Yang Xianrong's expression changed, but she said nothing.
Shao Xun quickly left Huangnu Palace as he was going to prepare for his first conversation.
(End of this chapter)